First Security Bank - Canby: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on loans edged up 0.13 percentage points between Q1 2026 and Q2 2026, to 6.51%. First Security Bank - Canby ranks 101st of 221 Minnesota banks on net interest margin, in the upper half at 4.09% (Q2 2026). First Security Bank - Canby reported 4.09% on net interest margin for Q2 2026, 0.20 points above the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.71% |
| Yield on loans | 6.51% |
| Yield on securities | 3.49% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.72% |
| Cost of interest-bearing deposits | 1.13% |
| Cost of interest-bearing liabilities | 1.13% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.09% |
| Yield to cost spread | 3.58% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $595K |
| Total interest expense | $130K |
| Interest expense on deposits | $130K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.90% | 0.43% | 3.51% | 5.53% | 2.66% |
| Q4 2023 | 4.42% | 0.61% | 3.87% | 5.75% | 3.04% |
| Q1 2024 | 4.44% | 0.75% | 3.75% | 5.77% | 2.85% |
| Q2 2024 | 4.67% | 0.85% | 3.89% | 5.78% | 3.56% |
| Q3 2024 | 4.81% | 0.86% | 4.06% | 5.56% | 3.94% |
| Q4 2024 | 4.57% | 0.77% | 3.88% | 6.02% | 2.79% |
| Q1 2025 | 4.21% | 0.71% | 3.58% | 5.95% | 2.19% |
| Q2 2025 | 4.34% | 0.74% | 3.66% | 6.18% | 1.49% |
| Q3 2025 | 4.80% | 0.79% | 4.09% | 6.30% | 3.24% |
| Q4 2025 | 4.96% | 0.76% | 4.27% | 6.37% | 3.33% |
| Q1 2026 | 4.75% | 0.69% | 4.12% | 6.38% | 3.41% |
| Q2 2026 | 4.71% | 0.72% | 4.09% | 6.51% | 3.49% |
First Security Bank - Canby yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Security Bank - Canby, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Security Bank - Canby profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5107) · FFIEC NIC profile (RSSD 339353)