First Security Bank - Canby: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Security Bank - Canby of Canby, MN against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 2.08% | 3.14% | -1.06% | 84th top |
| ROAE | 14.66% | 10.41% | +4.25% | 79th top |
| Net Interest Margin | 4.09% | 3.93% | +0.16% | 61st above |
| Efficiency Ratio | 48.76% | 76.36% | -27.60% | 89th top |
| PPNR / Avg Assets | 2.15% | 1.40% | +0.75% | 83rd top |
| Yield on Earning Assets | 4.71% | 5.35% | -0.64% | 30th below |
| Cost of Funds | 0.72% | 1.71% | -0.99% | 91st top |
| Net Interest Spread | 3.58% | 3.31% | +0.27% | 61st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 1.34% | -1.29% | 62nd above |
| NPA / Total Assets | 0.02% | 0.71% | -0.69% | 60th above |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.15% | 1.49% | -0.34% | 42nd below |
| ACL / NPLs (Coverage) | 2305.26% | 859.10% | +1446.16% | — |
| Texas Ratio | 0.28% | 8.27% | -7.99% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 24.90% | 62.05% | -37.15% | 58th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 24.90% | 62.05% | -37.15% | 58th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 25.87% | 63.02% | -37.15% | 58th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 14.06% | 17.61% | -3.55% | 58th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 14.52% | 16.43% | -1.91% | 64th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 12.96% | 16.18% | -3.22% | 56th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.42% | 72.88% | -20.46% | 69th above |
| Core Deposit Ratio | 95.94% | 88.20% | +7.74% | 76th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.52% | 4.30% | +1.22% | 66th above |
| Loan Growth (Y/Y) | -0.34% | 6.74% | -7.08% | 39th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.49% | 3.77% | -0.28% | 57th above |
See First Security Bank - Canby's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Security Bank - Canby, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Security Bank - Canby profile, how to read a UBPR, or how this data updates.