First Security Bank of Roundup: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Security Bank of Roundup of Roundup, MT against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 2.48% | 3.14% | -0.66% | 89th top |
| ROAE | 19.03% | 10.40% | +8.63% | 90th top |
| Net Interest Margin | 4.73% | 3.93% | +0.80% | 81st top |
| Efficiency Ratio | 47.15% | 76.38% | -29.23% | 91st top |
| PPNR / Avg Assets | 2.48% | 1.40% | +1.08% | 89th top |
| Yield on Earning Assets | 5.05% | 5.35% | -0.30% | 43rd below |
| Cost of Funds | 0.36% | 1.71% | -1.35% | 97th top |
| Net Interest Spread | 4.51% | 3.31% | +1.20% | 90th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 15.06% | 1.30% | +13.76% | 1st bottom |
| NPA / Total Assets | 5.01% | 0.70% | +4.31% | 2nd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.11% | -0.10% | 25th below |
| ACL / Total Loans | 2.07% | 1.48% | +0.59% | 84th top |
| ACL / NPLs (Coverage) | 13.77% | 867.45% | -853.68% | 2nd bottom |
| Texas Ratio | 38.64% | 8.17% | +30.47% | 4th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 27.14% | 62.05% | -34.91% | 63rd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 27.14% | 62.06% | -34.92% | 63rd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 27.30% | 63.03% | -35.73% | 60th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 13.36% | 17.62% | -4.26% | 52nd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.02% | 16.43% | -3.41% | 54th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 13.02% | 16.18% | -3.16% | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 38.45% | 72.92% | -34.47% | 85th top |
| Core Deposit Ratio | 97.87% | 88.19% | +9.68% | 87th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.34% | 4.30% | +3.04% | 74th above |
| Loan Growth (Y/Y) | 8.83% | 6.72% | +2.11% | 75th top |
| Deposit Growth (Y/Y) | 6.80% | 3.76% | +3.04% | 73rd above |
See First Security Bank of Roundup's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Security Bank of Roundup, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Security Bank of Roundup profile, how to read a UBPR, or how this data updates.