Branch Network
First State Bank Locations & Branches Eastpointe, Michigan
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First State Bank operates 11 branches from its headquarters in Eastpointe, MI, .
First State Bank branch network
All 11 branches are in MICHIGAN, across 9 cities. St. Clair Shores, MI has the most of its branches, 2. Its largest office by deposits is its main office in Eastpointe, MI, with $574.7M (47.3% of its branch deposits). It had the same number of branches on June 30, 2025.
First State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.01% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.35B
- Tier 1 leverage ratio, Q2 2026
- 10.01%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1917
Full financial profile · Is First State Bank safe? · First State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Eastpointe, MI (1 branch) | 1 of 4 | 75.9% | $574.7M |
| State: MI (11 branches) | 23 of 95 | 0.4% | $1.21B |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
First State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Macomb, MI (10 branches) | 7 of 13 | 5.9% | $1.19B | $20.23B |
| Oakland, MI (1 branch) | 25 of 29 | <0.1% | $21.6M | $74.48B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Detroit-Warren-Dearborn, MI (11 branches) | 10 of 37 | 0.7% | $1.21B | $178.42B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank (main office) | Eastpointe, MI | 48021 | $574.7M |
| Richmond Branch | Richmond, MI | 48062 | $111.5M |
| Mack Branch | St. Clair Shores, MI | 48080 | $91.6M |
| Macomb Branch | Macomb, MI | 48042 | $86.8M |
| Harper Branch | St. Clair Shores, MI | 48080 | $79.5M |
| Hayes Clinton Township Branch | Clinton Township, MI | 48038 | $63.9M |
| Chesterfield Township Branch | Chesterfield, MI | 48051 | $52.8M |
| Clinton Branch | Clinton Township, MI | 48036 | $51.0M |
| Washinton Twp Office Branch | Washington Township, MI | 48094 | $50.0M |
| Sterling Heights 19 Mile Road Branch | Sterling Heights, MI | 48314 | $31.0M |
| Rochester Branch | Rochester Hills, MI | 48307 | $21.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15032) · FFIEC NIC profile (RSSD 113740)