Branch Network
First State Bank Locations & Branches Webster City, Iowa
BankRegReports is independent of First State Bank and never asks for online banking logins or passwords.
First State Bank operates 8 branches from its headquarters in Webster City, IA, .
First State Bank branch network
All 8 branches are in IOWA, across 8 cities. Its largest office by deposits is its main office in Webster City, IA, with $317.8M (55.5% of its branch deposits). It had the same number of branches on June 30, 2025.
First State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.40% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $674.3M
- Tier 1 leverage ratio, Q2 2026
- 12.40%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1935
Full financial profile · Is First State Bank safe? · First State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Webster City, IA (1 branch) | 1 of 3 | 58.5% | $317.8M |
| State: IA (8 branches) | 47 of 261 | 0.4% | $572.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
First State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Hamilton, IA (3 branches) | 1 of 5 | 54.8% | $362.5M | $661.5M |
| Wright, IA (2 branches) | 4 of 6 | 11.8% | $69.4M | $588.1M |
| Webster, IA (1 branch) | 6 of 8 | 6.6% | $64.3M | $980.2M |
| Humboldt, IA (1 branch) | 3 of 4 | 14.1% | $52.2M | $371.2M |
| Sac, IA (1 branch) | 9 of 10 | 4.3% | $23.7M | $551.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Fort Dodge, IA (1 branch) | 6 of 8 | 6.6% | $64.3M | $980.2M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank (main office) | Webster City, IA | 50595 | $317.8M |
| First State Bank (main office) | Fort Dodge, IA | 50501 | $64.3M |
| Humboldt Branch | Humboldt, IA | 50548 | $52.2M |
| Eagle Grove Branch | Eagle Grove, IA | 50533 | $44.1M |
| First State Bank (main office) | Clarion, IA | 50525 | $25.3M |
| Stanhope Branch | Stanhope, IA | 50246 | $24.4M |
| Lake View Permanent Branch | Lake View, IA | 51450 | $23.7M |
| Jewell Branch | Jewell, IA | 50130 | $20.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15321) · FFIEC NIC profile (RSSD 561145)