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First State Bank and Trust Company, Inc. Locations & Branches Caruthersville, Missouri
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First State Bank and Trust Company, Inc. operates 7 branches from its headquarters in Caruthersville, MO, .
First State Bank and Trust Company, Inc. branch network
All 7 branches are in MISSOURI, across 7 cities. Its largest office by deposits is its main office in Caruthersville, MO, with $300.4M (53.8% of its branch deposits). It had the same number of branches on June 30, 2025.
First State Bank and Trust Company, Inc. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.57% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $659.0M
- Tier 1 leverage ratio, Q2 2026
- 12.57%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1934
Full financial profile · Is First State Bank and Trust Company, Inc. safe? · First State Bank and Trust Company, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Caruthersville, MO (1 branch) | 1 of 3 | 73.6% | $300.4M |
| State: MO (7 branches) | 74 of 249 | 0.2% | $558.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
First State Bank and Trust Company, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Pemiscot, MO (2 branches) | 1 of 4 | 67.4% | $361.7M | $536.3M |
| Scott, MO (1 branch) | 5 of 10 | 8.0% | $90.4M | $1.13B |
| New Madrid, MO (2 branches) | 4 of 7 | 14.9% | $65.1M | $436.1M |
| Stoddard, MO (1 branch) | 7 of 10 | 3.1% | $35.4M | $1.13B |
| Mississippi, MO (1 branch) | 4 of 4 | 1.8% | $6.0M | $337.1M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Sikeston, MO (1 branch) | 5 of 10 | 8.0% | $90.4M | $1.13B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank and Trust Company, Inc. (main office) | Caruthersville, MO | 63830 | $300.4M |
| Sikeston Branch | Sikeston, MO | 63801 | $90.4M |
| Hayti Branch | Hayti, MO | 63851 | $61.3M |
| Portageville Branch | Portageville, MO | 63873 | $60.7M |
| Dexter Branch | Dexter, MO | 63841 | $35.4M |
| Mississippi County Branch | Charleston, MO | 63834 | $6.0M |
| Matthews Branch | Matthews, MO | 63867 | $4.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 14185) · FFIEC NIC profile (RSSD 489548)