Bank routing number ยท Temple, Oklahoma
First State Bank in Temple Routing Number (ABA): 103111155
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The First State Bank in Temple routing number is 103111155. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
First State Bank in Temple at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 22.19% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $26.4M
- Tier 1 leverage ratio, Q2 2026
- 22.19%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 1 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1919
Full financial profile · Is First State Bank in Temple safe? · First State Bank in Temple call report · Branch locations
First State Bank in Temple routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 103111155 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; First State Bank in Temple publishes any other numbers it uses itself.
What the digits mean
The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 1115, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to First State Bank in Temple
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your First State Bank in Temple checks or in its online banking. Ask the bank for wire instructions (www.fstbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About First State Bank in Temple
First State Bank in Temple is headquartered in Temple, Oklahoma and was established in 1919. It is in the LAWTON, OK metro area. It reported $26.4M in total assets and $21.5M in deposits for Q2 2026, the 165th largest of the 169 banks headquartered in Oklahoma. See the largest banks in Oklahoma by total assets. It reports 1 domestic office. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the Federal Reserve.
What the digits in 103111155 mean
The first four digits, 1031, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 1115, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 3 + 7 x 6 + 9 = 60, a multiple of 10, so 103111155 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the First State Bank in Temple routing number?
The First State Bank in Temple routing number is 103111155. It is the primary ABA routing transit number registered to First State Bank in Temple, headquartered in Temple, OK. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the First State Bank in Temple wire routing number?
This page lists the primary routing number registered to First State Bank in Temple. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First State Bank in Temple before sending a wire.
Is ABA number 103111155 the routing number for First State Bank in Temple?
Yes. It is the primary routing number registered to First State Bank in Temple.
Which bank uses routing number 103111155?
It belongs to First State Bank in Temple, headquartered in Temple, OK. It is the bank's primary ABA routing number (FDIC certificate 5999).
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Regulator records: FDIC BankFind (cert 5999) · FFIEC NIC profile (RSSD 325459)