First State Bank of Forsyth: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First State Bank of Forsyth of Forsyth, MT against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.08% | 1.34% | +0.74% | 87th top |
| ROAE | 22.01% | 13.32% | +8.69% | 92nd top |
| Net Interest Margin | 4.04% | 3.93% | +0.11% | 55th above |
| Efficiency Ratio | 40.76% | 61.13% | -20.37% | 95th top |
| PPNR / Avg Assets | 2.32% | 1.68% | +0.64% | 84th top |
| Yield on Earning Assets | 5.44% | 5.67% | -0.23% | 42nd below |
| Cost of Funds | 1.59% | 1.88% | -0.29% | 64th above |
| Net Interest Spread | 3.58% | 3.32% | +0.26% | 64th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.59% | 0.94% | +0.65% | 17th bottom |
| NPA / Total Assets | 0.96% | 0.70% | +0.26% | 21st bottom |
| NCO / Avg Loans | -0.31% | 0.16% | -0.47% | 99th top |
| ACL / Total Loans | 2.23% | 1.28% | +0.95% | 96th top |
| ACL / NPLs (Coverage) | 140.57% | 1546.37% | -1405.80% | 38th below |
| Texas Ratio | 9.45% | 7.34% | +2.11% | 23rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 12.08% | 12.14% | -0.06% | 66th above |
| Equity / Assets | 9.50% | 11.37% | -1.87% | 36th below |
| TCE / Tangible Assets | 9.50% | 11.08% | -1.58% | 40th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 63.68% | 80.66% | -16.98% | 79th top |
| Core Deposit Ratio | 92.84% | 86.85% | +5.99% | 73rd above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.64% | 5.04% | -1.40% | 49th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.77% | 6.84% | +2.93% | 82nd top |
| Loan Growth (Y/Y) | 17.38% | 7.92% | +9.46% | 90th top |
| Deposit Growth (Y/Y) | 8.93% | 6.29% | +2.64% | 79th top |
See First State Bank of Forsyth's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First State Bank of Forsyth, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First State Bank of Forsyth profile, how to read a UBPR, or how this data updates.