The Fisher National Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 1.86 percentage points in Q2 2026, from 17.39% to 15.53%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, The Fisher National Bank is 124th of 323 on total deposits, $326.2M as of Q2 2026, above the middle of the field. The Fisher National Bank reported $326.2M on total deposits for Q2 2026, 18% above the $277.3M median for banks in the $100M-1B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $326.2M |
| Domestic office deposits | $326.2M |
| Foreign office deposits | — |
| Deposits to total assets | 86.86% |
| Deposits to total liabilities | 95.37% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $50.7M |
| Savings deposits | $44.2M |
| Transaction accounts to domestic deposits | 41.43% |
| Time deposits | $22K |
| Time deposits under $100k | $17.0M |
| Time deposits $100k to $250k | $37.0M |
| Time deposits over $250k | $17.8M |
| Noninterest-bearing share of deposits | 15.53% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $288.4M |
| Core deposits to total deposits | 88.41% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $20.0M |
| Brokered deposits to total deposits | 6.13% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.39% |
| Interest expense on deposits | $1.6M |
| Loans and leases to core deposits | 92.40% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $265.1M | 88.56% | 3.52% | 1.75% |
| Q4 2023 | $276.5M | 93.20% | 5.29% | 2.16% |
| Q1 2024 | $279.1M | 93.24% | 3.06% | 2.40% |
| Q2 2024 | $287.9M | 93.30% | 2.96% | 2.43% |
| Q3 2024 | $292.6M | 93.70% | 0.01% | 2.58% |
| Q4 2024 | $283.4M | 92.50% | 2.48% | 2.78% |
| Q1 2025 | $279.5M | 93.92% | 0.00% | 2.34% |
| Q2 2025 | $291.1M | 94.78% | 1.38% | 2.47% |
| Q3 2025 | $309.4M | 88.07% | 6.47% | 2.49% |
| Q4 2025 | $308.1M | 87.88% | 6.49% | 2.55% |
| Q1 2026 | $320.0M | 88.00% | 6.25% | 2.38% |
| Q2 2026 | $326.2M | 88.41% | 6.13% | 2.39% |
The Fisher National Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock The Fisher National Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Fisher National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17513) · FFIEC NIC profile (RSSD 739832)