The Fisher National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Fisher National Bank of Fisher, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.59% | 1.35% | +0.24% | 68th above |
| ROAE | 17.89% | 12.05% | +5.84% | 79th top |
| Net Interest Margin | 4.13% | 3.90% | +0.23% | 61st above |
| Efficiency Ratio | 58.30% | 63.15% | -4.85% | 59th above |
| PPNR / Avg Assets | 1.70% | 1.64% | +0.06% | 57th above |
| Yield on Earning Assets | 6.07% | 5.65% | +0.42% | 71st above |
| Cost of Funds | 2.04% | 1.85% | +0.19% | 35th below |
| Net Interest Spread | 3.64% | 3.35% | +0.29% | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.27% | 0.92% | +0.35% | 23rd bottom |
| NPA / Total Assets | 0.96% | 0.67% | +0.29% | 21st bottom |
| NCO / Avg Loans | 0.15% | 0.15% | +0.00% | 15th bottom |
| ACL / Total Loans | 0.87% | 1.28% | -0.41% | 15th bottom |
| ACL / NPLs (Coverage) | 68.81% | 1645.81% | -1577.00% | 18th bottom |
| Texas Ratio | 11.51% | 7.15% | +4.36% | 18th bottom |
| Provision / NCO | 135.96% | 1189.84% | -1053.88% | 48th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.00% | 12.46% | -3.46% | 12th bottom |
| Equity / Assets | 8.92% | 11.67% | -2.75% | 26th below |
| TCE / Tangible Assets | 8.04% | 11.40% | -3.36% | 16th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.35% | 78.64% | +8.71% | 34th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.41% | 87.09% | +1.32% | 46th below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.62% | 5.11% | -1.49% | 49th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.06% | 6.47% | +1.59% | 75th top |
| Loan Growth (Y/Y) | 9.19% | 7.64% | +1.55% | 71st above |
| Deposit Growth (Y/Y) | 12.05% | 6.02% | +6.03% | 88th top |
See The Fisher National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Fisher National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Fisher National Bank profile, how to read a UBPR, or how this data updates.