Bank routing number ยท Richmond, Missouri
Flat Branch Bank Routing Number (ABA): 101918101
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The Flat Branch Bank routing number is 101918101. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Flat Branch Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.58% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $92.8M
- Tier 1 leverage ratio, Q2 2026
- 12.58%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 2 FDIC institution directory, current count
- Established
- 1940
Full financial profile · Is Flat Branch Bank safe? · Branch locations
Flat Branch Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 101918101 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Flat Branch Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 1810, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Flat Branch Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Flat Branch Bank checks or in its online banking. Ask the bank for wire instructions (www.flatbranchbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Flat Branch Bank
Flat Branch Bank is headquartered in Richmond, Missouri and was established in 1940. It is in the KANSAS CITY, MO-KS metro area. It reported $92.8M in total assets and $79.2M in deposits for Q2 2026, the 179th largest of the 191 banks headquartered in Missouri. See the largest banks in Missouri by total assets. It reports 2 domestic offices. Its deposits have been FDIC insured since 1940. Its primary federal regulator is the FDIC. One other bank or credit union headquartered in Richmond has a routing number listed here.
What the digits in 101918101 mean
The first four digits, 1019, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 1810, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 11 + 7 x 1 + 10 = 50, a multiple of 10, so 101918101 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Flat Branch Bank routing number?
The Flat Branch Bank routing number is 101918101. It is the primary ABA routing transit number registered to Flat Branch Bank, headquartered in Richmond, MO. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Flat Branch Bank wire routing number?
This page lists the primary routing number registered to Flat Branch Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Flat Branch Bank before sending a wire.
Is ABA number 101918101 the routing number for Flat Branch Bank?
Yes. It is the primary routing number registered to Flat Branch Bank.
Which bank uses routing number 101918101?
It belongs to Flat Branch Bank, headquartered in Richmond, MO. It is the bank's primary ABA routing number (FDIC certificate 15751).
Routing numbers of similar-size institutions in Missouri
- Bank, Richmond, MO
- Community Bank of Missouri: 101918965
- Credit union, Saint Joseph, MO
- Postal & Community Credit Union: 301281968
- Credit union, Springfield, MO
- Multi-States Credit Union: 286586416
- Credit union, Kansas City, MO
- CSD Credit Union: 301080774
- Credit union, Saint Joseph, MO
- Goetz Credit Union: 301281913
- Bank, Fulton, MO
- United Security Bank: 081517729
- Bank, Silex, MO
- Silex Banking Company: 081908273
- Bank, Chillicothe, MO
- Investors Community Bank: 301271512
View Flat Branch Bank's full profile →
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Regulator records: FDIC BankFind (cert 15751) · FFIEC NIC profile (RSSD 786256)