Bank routing number ยท Washington, Georgia
F&M Bank Routing Number (ABA): 061112830
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The F&M Bank routing number is 061112830. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
F&M Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 14.93% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $419.9M
- Tier 1 leverage ratio, Q2 2026
- 14.93%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 5 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1950
Full financial profile · Is F&M Bank safe? · F&M Bank call report · Branch locations
F&M Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 061112830 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; F&M Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 1283, identify the institution within that district. The last digit, 0, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to F&M Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your F&M Bank checks or in its online banking. Ask the bank for wire instructions (http://www.fmbanknow.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About F&M Bank
F&M Bank is headquartered in Washington, Georgia and was established in 1950. It reported $419.9M in total assets and $356.8M in deposits for Q2 2026, the 49th largest of the 121 banks headquartered in Georgia. It reports 5 domestic offices. Its deposits have been FDIC insured since 1950. Its primary federal regulator is the FDIC.
What the digits in 061112830 mean
The first four digits, 0611, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 1283, identify the institution within its Federal Reserve district. The last digit, 0, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 9 + 7 x 10 + 3 = 100, a multiple of 10, so 061112830 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the F&M Bank routing number?
The F&M Bank routing number is 061112830. It is the primary ABA routing transit number registered to F&M Bank, headquartered in Washington, GA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the F&M Bank wire routing number?
This page lists the primary routing number registered to F&M Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with F&M Bank before sending a wire.
Is ABA number 061112830 the routing number for F&M Bank?
Yes. It is the primary routing number registered to F&M Bank.
Which bank uses routing number 061112830?
It belongs to F&M Bank, headquartered in Washington, GA. It is the bank's primary ABA routing number (FDIC certificate 16897).
Routing numbers of similar-size institutions in Georgia
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- Credit union, Atlanta, GA
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View F&M Bank's full profile →
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Regulator records: FDIC BankFind (cert 16897) · FFIEC NIC profile (RSSD 510330)