Branch Network
FMS Bank Locations & Branches Fort Morgan, Colorado
BankRegReports is independent of FMS Bank and never asks for online banking logins or passwords.
FMS Bank operates 2 branches from its headquarters in Fort Morgan, CO, .
FMS Bank branch network
Both branches are in COLORADO, across 2 cities. Its largest office by deposits is its main office in Fort Morgan, CO, with $176.1M (60.4% of its branch deposits). It had the same number of branches on June 30, 2025.
FMS Bank at a glance
Its CET1 capital ratio was 10.79% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $324.8M
- CET1 ratio, Q2 2026
- 10.79%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1982
Full financial profile · Is FMS Bank safe? · FMS Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Fort Morgan, CO (1 branch) | 1 of 5 | 37.8% | $176.1M |
| State: CO (2 branches) | 55 of 121 | 0.2% | $291.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Colorado.
Share by county and metro area
FMS Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Morgan, CO (1 branch) | 2 of 8 | 20.3% | $176.1M | $866.8M |
| Weld, CO (1 branch) | 13 of 24 | 1.8% | $115.7M | $6.33B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Fort Morgan, CO (1 branch) | 2 of 8 | 20.3% | $176.1M | $866.8M |
| Greeley, CO (1 branch) | 13 of 24 | 1.8% | $115.7M | $6.33B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| FMS Bank (main office) | Fort Morgan, CO | 80701 | $176.1M |
| Greeley Branch | Greeley, CO | 80634 | $115.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 23764) · FFIEC NIC profile (RSSD 257756)