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FNB Bank, Inc. Locations & Branches Romney, West Virginia
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FNB Bank, Inc. operates 7 branches from its headquarters in Romney, WV, .
FNB Bank, Inc. branch network
Its 7 branches span 2 states and 5 cities. The most are in WEST VIRGINIA (6) and VIRGINIA (1). WEST VIRGINIA holds 96.8% of its branch deposits. Romney, WV has the most of its branches, 3. Its largest office by deposits is its main office in Romney, WV, with $143.2M (57.8% of its branch deposits). It had the same number of branches on June 30, 2025.
FNB Bank, Inc. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.60% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $277.9M
- Tier 1 leverage ratio, Q2 2026
- 10.60%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1910
Full financial profile · Is FNB Bank, Inc. safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Romney, WV (3 branches) | 1 of 2 | 51.9% | $181.8M |
| State: WV (6 branches) | 37 of 65 | 0.5% | $239.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in West Virginia.
Share by county and metro area
FNB Bank, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Hampshire, WV (5 branches) | 2 of 2 | 44.8% | $217.3M | $485.6M |
| Mineral, WV (1 branch) | 5 of 5 | 6.1% | $22.5M | $368.1M |
| Frederick, VA (1 branch) | 8 of 8 | 0.6% | $7.9M | $1.36B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Winchester, VA-WV (6 branches) | 7 of 13 | 6.4% | $225.3M | $3.53B |
| Cumberland, MD-WV (1 branch) | 7 of 7 | 1.8% | $22.5M | $1.24B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| FNB Bank, Inc. (main office) | Romney, WV | 26757 | $143.2M |
| Hampshire Square Branch | Romney, WV | 26757 | $38.7M |
| Capon Bridge Branch | Capon Bridge, WV | 26711 | $35.5M |
| Fort Ashby Branch | Fort Ashby, WV | 26719 | $22.5M |
| Warrior Drive Branch | Stephens City, VA | 22655 | $7.9M |
| Rosemary Lane Office | Romney, WV | 26757 | $0 |
| Augusta Branch | Augusta, WV | 26704 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6794) · FFIEC NIC profile (RSSD 969639)