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Cumberland, MD-WV Metro Area Bank Deposit Market Share

First United Bank & Trust holds the largest share of deposits in the Cumberland, MD-WV metro area, 36.3%, followed by Manufacturers and Traders Trust Company (26.4%) and Truist Bank (23.2%). 7 institutions hold $1.24B at 20 offices as of June 30, 2026, up 3.9% from 2025.

Institutions: 7 Offices: 20 Deposits: $1.24B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: First United Bank & Trust (1.48 points); FNB Bank, Inc. (0.25 points).

Lost: Manufacturers and Traders Trust Company (-1.55 points); Somerset Trust Company (-0.24 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 First United Bank & Trust 4 $450.2M 36.33% +1.48 pts 8.3%
2 Manufacturers and Traders Trust Company 6 $327.6M 26.44% -1.55 pts -1.9%
3 Truist Bank 4 $287.3M 23.18% +0.02 pts 4.0%
4 Dollar Bank, Federal Savings Bank 2 $64.9M 5.24% +0.02 pts 4.2%
5 Highlands Bank, Inc. 1 $49.3M 3.98% +0.01 pts 4.1%
6 Somerset Trust Company 2 $37.4M 3.02% -0.24 pts -3.7%
7 FNB Bank, Inc. 1 $22.5M 1.81% +0.25 pts 20.8%

About this list

Deposits are those held at each institution's offices in Cumberland, MD-WV (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Allegany County, MDMineral County, WV

Statewide deposits

MarylandWest Virginia

Largest metro areas

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