Bank routing number ยท McKenzie, Tennessee
Foundation Bank Routing Number (ABA): 084302180
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The Foundation Bank routing number is 084302180. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Foundation Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 14.72% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $217.9M
- Tier 1 leverage ratio, Q2 2026
- 14.72%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 8 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1934
Full financial profile · Is Foundation Bank safe? · Foundation Bank call report · Branch locations
Foundation Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 084302180 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Foundation Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 08, place this number in the Federal Reserve Bank of St. Louis's district (District 8). Digits five through eight, 0218, identify the institution within that district. The last digit, 0, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Foundation Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Foundation Bank checks or in its online banking. Ask the bank for wire instructions (www.foundationbank.org). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Foundation Bank
Foundation Bank is headquartered in McKenzie, Tennessee and was established in 1934. It reported $217.9M in total assets and $183.2M in deposits for Q2 2026, the 89th largest of the 109 banks headquartered in Tennessee. It reports 8 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.
What the digits in 084302180 mean
The first four digits, 0843, are the Federal Reserve routing symbol. The prefix 08 places the number in the 8th Federal Reserve District (St. Louis). That is also the district where the bank is headquartered. Digits five through eight, 0218, identify the institution within its Federal Reserve district. The last digit, 0, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 4 + 7 x 16 + 6 = 130, a multiple of 10, so 084302180 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Foundation Bank routing number?
The Foundation Bank routing number is 084302180. It is the primary ABA routing transit number registered to Foundation Bank, headquartered in McKenzie, TN. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Foundation Bank wire routing number?
This page lists the primary routing number registered to Foundation Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Foundation Bank before sending a wire.
Is ABA number 084302180 the routing number for Foundation Bank?
Yes. It is the primary routing number registered to Foundation Bank.
Which bank uses routing number 084302180?
It belongs to Foundation Bank, headquartered in McKenzie, TN. It is the bank's primary ABA routing number (FDIC certificate 13955).
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Regulator records: FDIC BankFind (cert 13955) · FFIEC NIC profile (RSSD 480853)