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The Fountain Trust Company Locations & Branches Covington, Indiana
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The Fountain Trust Company operates 20 branches from its headquarters in Covington, IN, .
The Fountain Trust Company branch network
Its 20 branches span 2 states and 18 cities. The most are in INDIANA (16) and ILLINOIS (4). INDIANA holds 79.0% of its branch deposits. Lafayette, IN has the most of its branches, 2. Its largest office by deposits is the The Fountain Trust Company office in Covington, IN, with $130.7M (17.6% of its branch deposits). On June 30, 2025 it had 16 branches, 4 fewer than in 2026.
The Fountain Trust Company at a glance
Its CET1 capital ratio was 15.50% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $844.6M
- CET1 ratio, Q2 2026
- 15.50%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1903
Full financial profile · Is The Fountain Trust Company safe? · The Fountain Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Covington, IN (1 branch) | 1 of 3 | 51.6% | $130.7M |
| State: IN (16 branches) | 49 of 129 | 0.3% | $588.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Indiana.
Share by county and metro area
The Fountain Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Fountain, IN (5 branches) | 1 of 4 | 51.4% | $258.6M | $503.4M |
| Champaign, IL (3 branches) | 12 of 29 | 1.8% | $138.1M | $7.55B |
| White, IN (3 branches) | 3 of 6 | 10.9% | $121.2M | $1.12B |
| Montgomery, IN (3 branches) | 5 of 7 | 9.2% | $85.6M | $926.5M |
| Tippecanoe, IN (3 branches) | 10 of 17 | 1.7% | $67.8M | $3.94B |
| Parke, IN (1 branch) | 3 of 5 | 13.0% | $35.3M | $272.6M |
| Warren, IN (1 branch) | 3 of 4 | 15.7% | $19.7M | $125.3M |
| Vermilion, IL (1 branch) | 13 of 14 | 1.2% | $18.0M | $1.50B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Champaign-Urbana, IL (3 branches) | 14 of 29 | 1.7% | $138.1M | $8.20B |
| Lafayette-West Lafayette, IN (4 branches) | 14 of 20 | 1.9% | $87.4M | $4.72B |
| Crawfordsville, IN (3 branches) | 5 of 7 | 9.2% | $85.6M | $926.5M |
| Terre Haute, IN (1 branch) | 7 of 10 | 0.8% | $35.3M | $4.22B |
| Danville, IL (1 branch) | 13 of 14 | 1.2% | $18.0M | $1.50B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Fountain Trust Company | Covington, IN | 47932 | $130.7M |
| The Gifford State Bank Branch | Gifford, IL | 61847 | $98.7M |
| Brookston Branch | Brookston, IN | 47923 | $68.8M |
| Attica Branch | Attica, IN | 47918 | $51.2M |
| Kingman Branch | Kingman, IN | 47952 | $40.7M |
| Rockville Branch | Rockville, IN | 47872 | $35.3M |
| Waynetown Branch | Waynetown, IN | 47990 | $33.2M |
| Lafayette Branch | Lafayette, IN | 47905 | $31.2M |
| Darlington Branch | Darlington, IN | 47940 | $30.1M |
| Monticello Branch | Monticello, IN | 47960 | $28.9M |
| Battle Ground Branch | Battle Ground, IN | 47920 | $27.3M |
| Burnettssville Branch | Burnettsville, IN | 47926 | $23.5M |
| Veedersburg Branch | Veedersburg, IN | 47987 | $22.3M |
| Crawfordsville Branch | Crawfordsville, IN | 47933 | $22.2M |
| Saint Joseph Branch | Saint Joseph, IL | 61873 | $20.8M |
| Williamsport Branch | Williamsport, IN | 47993 | $19.7M |
| Thomasboro Branch | Thomasboro, IL | 61878 | $18.6M |
| Potomac Il Branch | Potomac, IL | 61865 | $18.0M |
| Mellott Branch | Veedersburg, IN | 47987 | $13.7M |
| Ferry Street Lafayette Branch | Lafayette, IN | 47901 | $9.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5768) · FFIEC NIC profile (RSSD 145844)