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Lists · Deposits by metro area

Champaign-Urbana, IL Metro Area Bank Deposit Market Share

Busey Bank holds the largest share of deposits in the Champaign-Urbana, IL metro area, 38.9%, followed by JPMorgan Chase Bank, N.A. (14.3%) and PNC Bank, N.A. (6.1%). 29 institutions hold $8.20B at 81 offices as of June 30, 2026, up 8.7% from 2025.

Institutions: 29 Offices: 81 Deposits: $8.20B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Busey Bank (3.01 points); The Fountain Trust Company (1.68 points, new to this market); Servbank, N.A. (0.50 points, new to this market).

Lost: JPMorgan Chase Bank, N.A. (-0.94 points); PNC Bank, N.A. (-0.73 points); Cibm Bank (-0.59 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Busey Bank 9 $3.19B 38.88% +3.01 pts 17.8%
2 JPMorgan Chase Bank, N.A. 4 $1.17B 14.32% -0.94 pts 1.9%
3 PNC Bank, N.A. 5 $496.1M 6.05% -0.73 pts -3.1%
4 First Mid Bank & Trust, N.A. 7 $350.5M 4.28% -0.50 pts -2.8%
5 Cibm Bank 3 $328.1M 4.00% -0.59 pts -5.2%
6 First State Bank and Trust 5 $300.3M 3.66% -0.35 pts -0.8%
7 Longview Bank 4 $290.9M 3.55% +0.43 pts 23.7%
8 The Fisher National Bank 3 $232.3M 2.84% +0.01 pts 9.0%
9 Bankchampaign, N.A. 2 $193.3M 2.36% -0.07 pts 5.7%
10 Bank of Rantoul 1 $187.1M 2.28% +0.05 pts 11.1%
11 State Bank of Bement 4 $165.9M 2.02% -0.01 pts 8.2%
12 First Federal Savings Bank of Champaign-Urbana 2 $163.6M 2.00% -0.15 pts 0.9%
13 Heartland Bank and Trust Company 3 $150.3M 1.83% -0.13 pts 1.3%
14 The Fountain Trust Company 3 $138.1M 1.68% +1.68 pts New
15 Prospect Bank 2 $125.5M 1.53% -0.07 pts 4.1%
16 Philo Exchange Bank 5 $101.4M 1.24% +0.09 pts 17.1%
17 Old National Bank 1 $78.1M 0.95% +0.47 pts 113.5%
18 Hickory Point Bank and Trust 1 $76.8M 0.94% -0.06 pts 2.1%
19 First State Bank of Forrest 1 $75.3M 0.92% +0.05 pts 14.4%
20 Midland States Bank 1 $75.3M 0.92% +0.16 pts 31.4%
21 First Financial Bank, N.A. 4 $71.3M 0.87% -0.27 pts -17.2%
22 INB, N.A. 1 $41.9M 0.51% -0.18 pts -19.2%
23 Servbank, N.A. 2 $40.6M 0.50% +0.50 pts New
24 Bank of Springfield 1 $39.9M 0.49% +0.27 pts 142.4%
25 Morton Community Bank 1 $39.2M 0.48% -0.04 pts -0.3%
26 Prairie State Bank & Trust 1 $33.8M 0.41% +0.06 pts 26.8%
27 Dewey Bank 1 $25.3M 0.31% -0.04 pts -3.1%
28 Woodforest National Bank 3 $9.8M 0.12% -0.01 pts 0.5%
29 First State Bank 1 $5.3M 0.06% -0.03 pts -23.5%

About this list

Deposits are those held at each institution's offices in Champaign-Urbana, IL (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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Statewide deposits

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