Fwbank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income dropped 23.4% in Q2 2026, from -$1.2M to -$1.5M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.51% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $25.3M |
| Tier 1 capital | $25.3M |
| Total risk-based capital | — |
| Total equity capital | $26.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.83% |
| Tangible equity to tangible assets | 12.45% |
| Equity capital to average assets | 12.93% |
| Internal capital growth rate | 4.67% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.6M |
| Common stock surplus | $28.1M |
| Retained earnings | -$2.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 19.52% | 16.83% | 16.83% |
| Q4 2023 | 18.50% | 15.57% | 15.57% |
| Q1 2024 | 15.03% | 12.56% | 12.56% |
| Q2 2024 | 14.51% | 12.04% | 11.88% |
| Q3 2024 | 13.67% | 12.51% | 12.31% |
| Q4 2024 | 13.11% | 12.22% | 11.97% |
| Q1 2025 | 13.12% | 11.94% | 11.70% |
| Q2 2025 | 12.99% | 11.75% | 11.47% |
| Q3 2025 | 13.21% | 12.62% | 12.30% |
| Q4 2025 | 13.36% | 13.78% | 13.43% |
| Q1 2026 | 12.87% | 13.09% | 12.71% |
| Q2 2026 | 12.51% | 12.83% | 12.45% |
Fwbank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Fwbank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fwbank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 59195) · FFIEC NIC profile (RSSD 5435988)