Fwbank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fwbank of Chicago, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.60% | 1.35% | -0.75% | 16th bottom |
| ROAE | 4.67% | 12.06% | -7.39% | 13th bottom |
| Net Interest Margin | 5.08% | 3.90% | +1.18% | 93rd top |
| Efficiency Ratio | 78.18% | 63.14% | +15.04% | 15th bottom |
| PPNR / Avg Assets | 1.57% | 1.64% | -0.07% | 49th below |
| Yield on Earning Assets | 6.35% | 5.65% | +0.70% | 82nd top |
| Cost of Funds | 1.41% | 1.85% | -0.44% | 74th above |
| Net Interest Spread | 4.38% | 3.35% | +1.03% | 92nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.73% | 0.92% | +1.81% | 8th bottom |
| NPA / Total Assets | 1.79% | 0.67% | +1.12% | 9th bottom |
| NCO / Avg Loans | -0.03% | 0.15% | -0.18% | 93rd top |
| ACL / Total Loans | 1.34% | 1.28% | +0.06% | 66th above |
| ACL / NPLs (Coverage) | 48.94% | 1645.82% | -1596.88% | 10th bottom |
| Texas Ratio | 13.54% | 7.15% | +6.39% | 14th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 225.11% | 1189.79% | -964.68% | 60th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.51% | 12.46% | +0.05% | 70th above |
| Equity / Assets | 12.83% | 11.67% | +1.16% | 77th top |
| TCE / Tangible Assets | 12.45% | 11.40% | +1.05% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.01% | 78.64% | -1.63% | 57th above |
| Core Deposit Ratio | 82.14% | 87.10% | -4.96% | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.41% | 6.47% | -0.06% | 65th above |
| Loan Growth (Y/Y) | 2.87% | 7.64% | -4.77% | 36th below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.99% | 6.02% | -2.03% | 50th above |
See Fwbank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fwbank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fwbank profile, how to read a UBPR, or how this data updates.