Greeneville Federal Bank, F.S.B.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Total risk-based capital ratio rose 1.22 percentage points from Q1 2026 to Q2 2026, ending at 23.39% against 22.17%. It was the largest change among the key lines on this page. On CET1 ratio, Greeneville Federal Bank, F.S.B. ranks 6th highest among the 71 banks headquartered in Tennessee, at 22.14% (Q2 2026). The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Greeneville Federal Bank, F.S.B. sits 7.07 points higher, at 22.14% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 22.14% |
| Tier 1 risk-based capital ratio | 22.14% |
| Total risk-based capital ratio | 23.39% |
| Tier 1 leverage ratio | 15.59% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $31.7M |
| Tier 1 capital | $31.7M |
| Total risk-based capital | $33.5M |
| Total equity capital | $31.7M |
| Risk-weighted assets | $143.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.54% |
| Tangible equity to tangible assets | 15.54% |
| Equity capital to average assets | 15.59% |
| Internal capital growth rate | 10.62% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $31.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 21.92% | 21.92% | 23.18% | 15.31% | $118.6M |
| Q4 2023 | 21.16% | 21.16% | 22.41% | 15.04% | $124.6M |
| Q1 2024 | 20.38% | 20.38% | 21.64% | 14.78% | $130.4M |
| Q2 2024 | 21.26% | 21.26% | 22.52% | 15.22% | $127.6M |
| Q3 2024 | 20.69% | 20.69% | 21.94% | 14.92% | $132.7M |
| Q4 2024 | 21.04% | 21.04% | 22.30% | 14.90% | $132.3M |
| Q1 2025 | 21.29% | 21.29% | 22.55% | 14.99% | $135.3M |
| Q2 2025 | 21.52% | 21.52% | 22.78% | 15.48% | $136.2M |
| Q3 2025 | 20.58% | 20.58% | 21.83% | 15.03% | $145.6M |
| Q4 2025 | 20.78% | 20.78% | 22.03% | 15.02% | $146.4M |
| Q1 2026 | 20.92% | 20.92% | 22.17% | 15.04% | $147.5M |
| Q2 2026 | 22.14% | 22.14% | 23.39% | 15.59% | $143.1M |
Greeneville Federal Bank, F.S.B. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Greeneville Federal Bank, F.S.B., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greeneville Federal Bank, F.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31198) · FFIEC NIC profile (RSSD 645577)