Greeneville Federal Bank, F.S.B.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Greeneville Federal Bank, F.S.B. of Greeneville, TN against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.61% | 1.34% | +0.27% | 69th above |
| ROAE | 10.48% | 13.32% | -2.84% | 39th below |
| Net Interest Margin | 5.46% | 3.93% | +1.53% | 97th top |
| Efficiency Ratio | 60.70% | 61.13% | -0.43% | 52nd above |
| PPNR / Avg Assets | 2.13% | 1.68% | +0.45% | 77th top |
| Yield on Earning Assets | 7.29% | 5.67% | +1.62% | 97th top |
| Cost of Funds | 2.10% | 1.88% | +0.22% | 32nd below |
| Net Interest Spread | 4.88% | 3.32% | +1.56% | 97th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.91% | 0.94% | +0.97% | 14th bottom |
| NPA / Total Assets | 1.60% | 0.70% | +0.90% | 11th bottom |
| NCO / Avg Loans | -0.08% | 0.16% | -0.24% | 96th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.23% | 1.28% | -0.05% | 53rd above |
| ACL / NPLs (Coverage) | 64.16% | 1546.44% | -1482.28% | 16th bottom |
| Texas Ratio | 10.47% | 7.34% | +3.13% | 21st bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 22.14% | 19.48% | +2.66% | 83rd top |
| Tier 1 Ratio | 22.14% | 19.52% | +2.62% | 83rd top |
| Total Capital Ratio | 23.39% | 20.60% | +2.79% | 83rd top |
| Leverage Ratio | 15.59% | 12.14% | +3.45% | 89th top |
| Equity / Assets | 15.54% | 11.36% | +4.18% | 90th top |
| TCE / Tangible Assets | 15.54% | 11.08% | +4.46% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 105.32% | 80.66% | +24.66% | 6th bottom |
| Core Deposit Ratio | 84.35% | 86.85% | -2.50% | 28th below |
| Wholesale Funding Ratio | 3.34% | 5.04% | -1.70% | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.87% | 6.84% | +0.03% | 68th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.13% | 7.92% | -0.79% | 61st above |
| Deposit Growth (Y/Y) | 8.03% | 6.29% | +1.74% | 76th top |
See Greeneville Federal Bank, F.S.B.'s peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Greeneville Federal Bank, F.S.B., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Greeneville Federal Bank, F.S.B. profile, how to read a UBPR, or how this data updates.