Greeneville Federal Bank, F.S.B.: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) dropped 7.84 percentage points in Q2 2026, from 170.50% to 162.66%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Greeneville Federal Bank, F.S.B. ranks 5th highest among the 109 banks headquartered in Tennessee, at 105.32% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. Greeneville Federal Bank, F.S.B. sits 24.37 points higher, at 105.32% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $170.9M |
| Net loans and leases | $168.8M |
| Loans held for sale | $0 |
| Loans to total assets | 83.82% |
| Loan-to-deposit ratio | 105.32% |
| Net loans to equity capital | 5.33% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 24.12% |
| Multifamily (5+ residential) | 4.65% |
| Commercial and industrial | 3.85% |
| Consumer | 0.73% |
| Credit cards | 0.00% |
| Farm | 2.40% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 162.66% |
| Construction concentration (Tier 1 capital + allowance) | 74.49% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 7.74% |
| Interest income on loans | $3.3M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $141.9M | $127.3M | 27.83% | 5.91% | 0.99% |
| Q4 2023 | $147.5M | $128.1M | 27.02% | 5.45% | 0.99% |
| Q1 2024 | $152.4M | $140.4M | 28.75% | 4.85% | 0.93% |
| Q2 2024 | $150.0M | $142.5M | 26.55% | 5.08% | 0.97% |
| Q3 2024 | $156.4M | $146.5M | 26.74% | 4.64% | 0.88% |
| Q4 2024 | $158.8M | $149.5M | 26.66% | 4.48% | 0.86% |
| Q1 2025 | $160.4M | $149.1M | 27.12% | 4.38% | 0.81% |
| Q2 2025 | $159.5M | $150.2M | 26.23% | 4.32% | 0.85% |
| Q3 2025 | $169.9M | $151.6M | 26.94% | 4.51% | 0.76% |
| Q4 2025 | $171.1M | $157.4M | 24.71% | 4.77% | 0.73% |
| Q1 2026 | $173.4M | $157.9M | 24.19% | 4.34% | 0.67% |
| Q2 2026 | $170.9M | $162.3M | 24.12% | 3.85% | 0.73% |
Greeneville Federal Bank, F.S.B. loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Greeneville Federal Bank, F.S.B., freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greeneville Federal Bank, F.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31198) · FFIEC NIC profile (RSSD 645577)