Greeneville Federal Bank, F.S.B.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin climbed 0.99 percentage points in Q2 2026, from 4.47% to 5.46%. It was the largest change from Q1 2026 among the key lines here. Among 109 Tennessee banks, Greeneville Federal Bank, F.S.B. sits 4th from the top on net interest margin, 5.46% as of Q2 2026. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Greeneville Federal Bank, F.S.B. sits 1.51 points higher, at 5.46% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 7.29% |
| Yield on loans | 7.74% |
| Yield on securities | 3.90% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.10% |
| Cost of interest-bearing deposits | 2.33% |
| Cost of interest-bearing liabilities | 2.41% |
| Cost of borrowings | 3.81% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 5.46% |
| Yield to cost spread | 4.88% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.3M |
| Total interest expense | $888K |
| Interest expense on deposits | $797K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.83% | 1.60% | 4.42% | 5.99% | 2.60% |
| Q4 2023 | 6.05% | 1.99% | 4.29% | 6.24% | 2.91% |
| Q1 2024 | 6.04% | 2.36% | 3.93% | 6.20% | 2.76% |
| Q2 2024 | 6.41% | 2.36% | 4.33% | 6.61% | 2.93% |
| Q3 2024 | 6.52% | 2.41% | 4.40% | 6.72% | 2.78% |
| Q4 2024 | 6.33% | 2.32% | 4.29% | 6.57% | 4.16% |
| Q1 2025 | 6.27% | 2.15% | 4.37% | 6.55% | 3.53% |
| Q2 2025 | 6.49% | 2.06% | 4.67% | 6.77% | 2.92% |
| Q3 2025 | 6.61% | 2.11% | 4.77% | 6.91% | 3.34% |
| Q4 2025 | 6.47% | 2.17% | 4.58% | 6.82% | 3.68% |
| Q1 2026 | 6.30% | 2.08% | 4.47% | 6.63% | 3.33% |
| Q2 2026 | 7.29% | 2.10% | 5.46% | 7.74% | 3.90% |
Greeneville Federal Bank, F.S.B. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Greeneville Federal Bank, F.S.B., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greeneville Federal Bank, F.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31198) · FFIEC NIC profile (RSSD 645577)