Greeneville Federal Bank, F.S.B.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 4.52 percentage points lower than in Q1 2026, at 105.32%. Within Tennessee, Greeneville Federal Bank, F.S.B. is 28th of 109 on return on assets, 1.61% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Greeneville Federal Bank, F.S.B. sits 0.36 points higher, at 1.61% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 22.14% |
| Tier 1 risk-based capital ratio | 22.14% |
| Total risk-based capital ratio | 23.39% |
| Tier 1 leverage ratio | 15.59% |
| Equity capital to assets | 15.54% |
| Tangible equity to tangible assets | 15.54% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.91% |
| Non-performing assets ratio | 1.60% |
| Net charge-off ratio | -0.08% |
| Texas ratio | 10.47% |
| Allowance for credit losses to loans | 1.23% |
| Reserve coverage of non-performing loans | 64.16% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.61% |
| Return on equity | 10.48% |
| Net interest margin | 5.46% |
| Efficiency ratio | 60.70% |
| Yield on earning assets | 7.29% |
| Cost of funds | 2.10% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 105.32% |
| Core deposits to total deposits | 84.35% |
| Brokered deposits to total deposits | 7.40% |
| Deposits to assets | 79.59% |
| Securities to assets | 0.88% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 21.92% | 21.92% | 23.18% | 15.31% | 0.88% |
| Q4 2023 | 21.16% | 21.16% | 22.41% | 15.04% | 0.80% |
| Q1 2024 | 20.38% | 20.38% | 21.64% | 14.78% | 0.48% |
| Q2 2024 | 21.26% | 21.26% | 22.52% | 15.22% | 1.26% |
| Q3 2024 | 20.69% | 20.69% | 21.94% | 14.92% | 0.71% |
| Q4 2024 | 21.04% | 21.04% | 22.30% | 14.90% | 0.84% |
| Q1 2025 | 21.29% | 21.29% | 22.55% | 14.99% | 2.01% |
| Q2 2025 | 21.52% | 21.52% | 22.78% | 15.48% | 1.07% |
| Q3 2025 | 20.58% | 20.58% | 21.83% | 15.03% | 1.30% |
| Q4 2025 | 20.78% | 20.78% | 22.03% | 15.02% | 0.87% |
| Q1 2026 | 20.92% | 20.92% | 22.17% | 15.04% | 0.87% |
| Q2 2026 | 22.14% | 22.14% | 23.39% | 15.59% | 1.61% |
Greeneville Federal Bank, F.S.B. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Greeneville Federal Bank, F.S.B., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Greeneville Federal Bank, F.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31198) · FFIEC NIC profile (RSSD 645577)