Gulf Atlantic Bank Routing Number (ABA): 067016972

Gulf Atlantic Bank at a glance

Its CET1 capital ratio was 11.05% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$253.2M

CET1 ratio, Q2 2026

11.05%

Deposit insurance

FDIC

Regulator

Federal Reserve

Domestic offices

5 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

2020

Full financial profile · Is Gulf Atlantic Bank safe? · Gulf Atlantic Bank call report · Branch locations

What the digits mean

The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 1697, identify the institution within that district. The last digit, 2, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Gulf Atlantic Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Gulf Atlantic Bank checks or in its online banking. Ask the bank for wire instructions (www.gulfatlanticbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Gulf Atlantic Bank

Gulf Atlantic Bank is headquartered in Key West, Florida and was established in 2020. It is in the KEY WEST-KEY LARGO, FL metro area. It reported $253.2M in total assets and $213.0M in deposits for Q2 2026, the 64th largest of the 81 banks headquartered in Florida. It reports 5 domestic offices. Its deposits have been FDIC insured since 2020. Its primary federal regulator is the Federal Reserve. 4 other banks and credit unions headquartered in Key West have a routing number listed here.

What the digits in 067016972 mean

The first four digits, 0670, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 1697, identify the institution within its Federal Reserve district. The last digit, 2, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 9 + 7 x 14 + 15 = 140, a multiple of 10, so 067016972 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Gulf Atlantic Bank routing number?

The Gulf Atlantic Bank routing number is 067016972. It is the primary ABA routing transit number registered to Gulf Atlantic Bank, headquartered in Key West, FL. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Gulf Atlantic Bank wire routing number?

This page lists the primary routing number registered to Gulf Atlantic Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Gulf Atlantic Bank before sending a wire.

Is ABA number 067016972 the routing number for Gulf Atlantic Bank?

Yes. It is the primary routing number registered to Gulf Atlantic Bank.

Which bank uses routing number 067016972?

It belongs to Gulf Atlantic Bank, headquartered in Key West, FL. It is the bank's primary ABA routing number (FDIC certificate 59181).

Routing numbers in Key West, FL

Bank

First State Bank: 067000438

Credit union

Keys Federal Credit Union: 267079557

Credit union

Monroe County Teachers Federal Credit Union: 267079544

Credit union

Southernmost Federal Credit Union: 267079560

All routing numbers in Florida