Branch Network
Gulf Atlantic Bank Locations & Branches Key West, Florida
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Gulf Atlantic Bank operates 5 branches from its headquarters in Key West, FL, .
Gulf Atlantic Bank branch network
All 5 branches are in FLORIDA, across 4 cities. Ocala, FL has the most of its branches, 2. Its largest office by deposits is the Gab 17th Street Branch office in Ocala, FL, with $69.1M (32.4% of its branch deposits). On June 30, 2025 it had 2 branches, 3 fewer than in 2026.
Gulf Atlantic Bank at a glance
Its CET1 capital ratio was 11.05% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $253.2M
- CET1 ratio, Q2 2026
- 11.05%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2020
Full financial profile · Is Gulf Atlantic Bank safe? · Gulf Atlantic Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Key West, FL (1 branch) | 7 of 7 | 2.3% | $44.9M |
| State: FL (5 branches) | 122 of 186 | <0.1% | $213.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Florida.
Share by county and metro area
Gulf Atlantic Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Marion, FL (2 branches) | 13 of 21 | 1.7% | $132.2M | $7.60B |
| Monroe, FL (1 branch) | 8 of 9 | 1.0% | $44.9M | $4.45B |
| Highlands, FL (1 branch) | 7 of 8 | 1.2% | $23.5M | $2.04B |
| Hillsborough, FL (1 branch) | 46 of 51 | <0.1% | $12.4M | $45.05B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Ocala, FL (2 branches) | 13 of 21 | 1.7% | $132.2M | $7.60B |
| Key West, FL (1 branch) | 8 of 9 | 1.0% | $44.9M | $4.45B |
| Sebring-Avon Park, FL (1 branch) | 7 of 8 | 1.2% | $23.5M | $2.04B |
| Tampa-St. Petersburg-Clearwater, FL (1 branch) | 56 of 60 | <0.1% | $12.4M | $131.41B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Gab 17th Street Branch | Ocala, FL | 34471 | $69.1M |
| Ocala Branch | Ocala, FL | 34471 | $63.1M |
| Gulf Atlantic Bank (main office) | Key West, FL | 33040 | $44.9M |
| Gab Lake Placid Branch | Lake Placid, FL | 33852 | $23.5M |
| Gab Plant City Branch | Plant City, FL | 33563 | $12.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 59181) · FFIEC NIC profile (RSSD 5475452)