Branch Network
Harford Bank Locations & Branches Aberdeen, Maryland
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Harford Bank operates 9 branches from its headquarters in Aberdeen, MD, .
Harford Bank branch network
All 9 branches are in MARYLAND, across 7 cities. Bel Air, MD has the most of its branches, 2. Its largest office by deposits is its main office in Aberdeen, MD, with $171.9M (24.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Harford Bank at a glance
Its CET1 capital ratio was 13.05% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $776.6M
- CET1 ratio, Q2 2026
- 13.05%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1964
Full financial profile · Is Harford Bank safe? · Harford Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Aberdeen, MD (1 branch) | 1 of 5 | 30.2% | $171.9M |
| State: MD (9 branches) | 27 of 69 | 0.3% | $692.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Maryland.
Share by county and metro area
Harford Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Harford, MD (7 branches) | 4 of 13 | 12.6% | $634.9M | $5.02B |
| Cecil, MD (2 branches) | 7 of 7 | 4.5% | $57.6M | $1.27B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Baltimore-Columbia-Towson, MD (7 branches) | 17 of 40 | 0.6% | $634.9M | $106.14B |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (2 branches) | 71 of 88 | <0.1% | $57.6M | $684.94B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Harford Bank (main office) | Aberdeen, MD | 21001 | $171.9M |
| Bel Air Branch | Bel Air, MD | 21014 | $161.6M |
| Havre De Grace Branch | Havre De Grace, MD | 21078 | $85.1M |
| Joppatowne Branch | Joppatowne, MD | 21085 | $80.1M |
| Hickory Branch | Bel Air, MD | 21014 | $61.0M |
| Box Hill Branch | Abingdon, MD | 21009 | $40.2M |
| Elkton Branch | Elkton, MD | 21921 | $36.2M |
| Jarrettsville Branch Office | Jarrettsville, MD | 21084 | $35.0M |
| Southfield Branch | Elkton, MD | 21921 | $21.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 19101) · FFIEC NIC profile (RSSD 660927)