Branch Network
Heartland State Bank Locations & Branches Edgeley, North Dakota
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Heartland State Bank operates 2 branches from its headquarters in Edgeley, ND, .
Heartland State Bank branch network
Both branches are in NORTH DAKOTA, across 2 cities. Its largest office by deposits is its main office in Edgeley, ND, with $42.0M (61.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Heartland State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.75% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $75.6M
- Tier 1 leverage ratio, Q2 2026
- 9.75%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1921
Full financial profile · Is Heartland State Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Edgeley, ND (1 branch) | 1 of 1 | 100.0% | $42.0M |
| State: ND (2 branches) | 57 of 70 | 0.2% | $68.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in North Dakota.
Share by county and metro area
Heartland State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lamoure, ND (2 branches) | 2 of 4 | 41.4% | $68.3M | $164.8M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Heartland State Bank (main office) | Edgeley, ND | 58433 | $42.0M |
| Heartland State Bank - Kulm | Kulm, ND | 58456 | $26.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3919) · FFIEC NIC profile (RSSD 837653)