Bank Routing Number

Heritage Bank, Inc. Routing Number

The primary ABA routing number (RTN) for Heritage Bank, Inc., Burlington, KY is shown below.

Primary ABA / RTN

042102160

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Heritage Bank, Inc. routing number?

The Heritage Bank, Inc. routing number is 042102160. It is the primary ABA routing transit number registered to Heritage Bank, Inc., headquartered in Burlington, KY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Heritage Bank, Inc. wire routing number?

This page lists 042102160, the primary routing number registered to Heritage Bank, Inc. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Heritage Bank, Inc. before sending a wire.

Is ABA number 042102160 the routing number for Heritage Bank, Inc.?

Yes. ABA number 042102160 is the primary routing number registered to Heritage Bank, Inc. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 042102160?

Routing number 042102160 belongs to Heritage Bank, Inc., headquartered in Burlington, KY. It is the bank's primary ABA routing number (FDIC certificate 33119).

Routing numbers of similar-size institutions in Kentucky

Bank, Hopkinsville, KY: Planters Bank, Inc.: 083902633
Bank, Lexington, KY: Whitaker Bank, Inc: 042104168
Credit union, Lexington, KY: University of Kentucky Federal Credit Union: 242176129
Bank, Glasgow, KY: South Central Bank, Inc.: 083905012
Bank, Lexington, KY: Forcht Bank, N.A.: 042108397
Bank, Mount Sterling, KY: Traditional Bank, Inc.: 042101514
Bank, Cecilia, KY: The Cecilian Bank: 083904631
Credit union, Louisville, KY: L&N Federal Credit Union: 283079227

All routing numbers in Kentucky

View Heritage Bank, Inc.'s full profile →

Have a routing number and want to know whose it is? Use the routing number lookup.

Regulator records: FDIC BankFind (cert 33119) · FFIEC NIC profile (RSSD 1469677)