Bank routing number ยท Highland, Wisconsin
Highland State Bank Routing Number (ABA): 075905554
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The Highland State Bank routing number is 075905554. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Highland State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.98% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $44.9M
- Tier 1 leverage ratio, Q2 2026
- 11.98%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 1 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1903
Full financial profile · Is Highland State Bank safe? · Highland State Bank call report · Branch locations
Highland State Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 075905554 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Highland State Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 0555, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Highland State Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Highland State Bank checks or in its online banking. Ask the bank for wire instructions (www.highlandstatebank.net). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Highland State Bank
Highland State Bank is headquartered in Highland, Wisconsin and was established in 1903. It is in the MADISON, WI metro area. It reported $44.9M in total assets and $38.7M in deposits for Q2 2026, the 150th largest of the 153 banks headquartered in Wisconsin. See the largest banks in Wisconsin by total assets. It reports 1 domestic office. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.
What the digits in 075905554 mean
The first four digits, 0759, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 0555, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 14 + 7 x 12 + 14 = 140, a multiple of 10, so 075905554 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Highland State Bank routing number?
The Highland State Bank routing number is 075905554. It is the primary ABA routing transit number registered to Highland State Bank, headquartered in Highland, WI. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Highland State Bank wire routing number?
This page lists the primary routing number registered to Highland State Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Highland State Bank before sending a wire.
Is ABA number 075905554 the routing number for Highland State Bank?
Yes. It is the primary routing number registered to Highland State Bank.
Which bank uses routing number 075905554?
It belongs to Highland State Bank, headquartered in Highland, WI. It is the bank's primary ABA routing number (FDIC certificate 6198).
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Regulator records: FDIC BankFind (cert 6198) · FFIEC NIC profile (RSSD 681249)