Hinsdale Bank & Trust Company, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Hinsdale Bank & Trust Company, N.A. of Hinsdale, IL against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.50% | 1.46% | +0.04% | 66th above |
| ROAE | 14.96% | 12.71% | +2.25% | 70th above |
| Net Interest Margin | 3.22% | 3.85% | -0.63% | 23rd bottom |
| Efficiency Ratio | 36.78% | 57.46% | -20.68% | 95th top |
| PPNR / Avg Assets | 2.16% | 1.88% | +0.28% | 76th top |
| Yield on Earning Assets | 5.42% | 5.72% | -0.30% | 43rd below |
| Cost of Funds | 2.38% | 2.01% | +0.37% | 26th below |
| Net Interest Spread | 2.57% | 3.18% | -0.61% | 23rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.14% | 1.00% | -0.86% | 85th top |
| NPA / Total Assets | 0.13% | 0.76% | -0.63% | 83rd top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.43% | -0.37% | 39th below |
| ACL / Total Loans | 0.66% | 1.31% | -0.65% | 8th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 467.03% | 543.56% | -76.53% | 80th top |
| Texas Ratio | 1.73% | 7.40% | -5.67% | 80th top |
| Provision / NCO | 29369.56% | 528.89% | +28840.67% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.60% | 17.36% | -6.76% | 5th bottom |
| Tier 1 Ratio | 10.60% | 17.39% | -6.79% | 5th bottom |
| Total Capital Ratio | 11.34% | 18.44% | -7.10% | 3rd bottom |
| Leverage Ratio | 9.20% | 11.44% | -2.24% | 16th bottom |
| Equity / Assets | 10.05% | 11.34% | -1.29% | 44th below |
| TCE / Tangible Assets | 8.36% | 10.51% | -2.15% | 17th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.00% | 86.95% | +3.05% | 46th below |
| Core Deposit Ratio | 79.63% | 85.57% | -5.94% | 20th bottom |
| Uninsured Deposit Ratio | 36.65% | 33.11% | +3.54% | 35th below |
| Wholesale Funding Ratio | 7.03% | 5.70% | +1.33% | 28th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 18.65% | 9.66% | +8.99% | 90th top |
| Loan Growth (Y/Y) | 15.99% | 8.03% | +7.96% | 88th top |
| Deposit Growth (Y/Y) | 19.98% | 7.84% | +12.14% | 91st top |
See Hinsdale Bank & Trust Company, N.A.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Hinsdale Bank & Trust Company, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Hinsdale Bank & Trust Company, N.A. profile, how to read a UBPR, or how this data updates.