Branch Network
Homestead Bank Locations & Branches Cozad, Nebraska
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Homestead Bank operates 10 branches from its headquarters in Cozad, NE, .
Homestead Bank branch network
All 10 branches are in NEBRASKA, across 9 cities. Schuyler, NE has the most of its branches, 2. Its largest office by deposits is its main office in Cozad, NE, with $84.5M (20.4% of its branch deposits). On June 30, 2025 it had 11 branches, 1 more than in 2026.
Homestead Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 18.62% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $537.0M
- Tier 1 leverage ratio, Q2 2026
- 18.62%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1905
Full financial profile · Is Homestead Bank safe? · Homestead Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cozad, NE (1 branch) | 2 of 3 | 38.2% | $84.5M |
| State: NE (10 branches) | 47 of 160 | 0.4% | $413.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Nebraska.
Share by county and metro area
Homestead Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Dawson, NE (2 branches) | 4 of 11 | 7.5% | $114.1M | $1.51B |
| Colfax, NE (3 branches) | 2 of 5 | 22.5% | $100.1M | $444.5M |
| Dawes, NE (1 branch) | 2 of 6 | 23.3% | $76.9M | $330.2M |
| Brown, NE (1 branch) | 2 of 3 | 27.2% | $46.2M | $169.5M |
| Howard, NE (1 branch) | 2 of 4 | 21.5% | $36.9M | $171.9M |
| Boone, NE (1 branch) | 5 of 6 | 4.9% | $25.1M | $516.5M |
| Greeley, NE (1 branch) | 6 of 6 | 8.7% | $14.3M | $165.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Lexington, NE (2 branches) | 4 of 11 | 7.2% | $114.1M | $1.58B |
| Grand Island, NE (1 branch) | 18 of 22 | 1.0% | $36.9M | $3.61B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Homestead Bank (main office) | Cozad, NE | 69130 | $84.5M |
| Chadron Branch | Chadron, NE | 69337 | $76.9M |
| Schuyler Branch | Schuyler, NE | 68661 | $50.8M |
| Howells Branch | Howells, NE | 68641 | $49.3M |
| Ainsworth Branch | Ainsworth, NE | 69210 | $46.2M |
| St Paul Branch | St. Paul, NE | 68873 | $36.9M |
| Lexington Branch | Lexington, NE | 68850 | $29.7M |
| Albion Branch | Albion, NE | 68620 | $25.1M |
| Wolbach Branch | Wolbach, NE | 68882 | $14.3M |
| Drive-Thru Schuyler | Schuyler, NE | 68661 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 11482) · FFIEC NIC profile (RSSD 140157)