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Homestead Savings Bank Locations & Branches Albion, Michigan
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Homestead Savings Bank operates 3 branches from its headquarters in Albion, MI, .
Homestead Savings Bank branch network
All 3 branches are in MICHIGAN, across 3 cities. Its largest office by deposits is its main office in Albion, MI, with $49.5M (76.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Homestead Savings Bank at a glance
Its CET1 capital ratio was 18.22% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $71.6M
- CET1 ratio, Q2 2026
- 18.22%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1889
Full financial profile · Is Homestead Savings Bank safe? · Homestead Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Albion, MI (1 branch) | 2 of 2 | 47.8% | $49.5M |
| State: MI (3 branches) | 91 of 95 | <0.1% | $64.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
Homestead Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Calhoun, MI (1 branch) | 7 of 10 | 3.7% | $49.5M | $1.33B |
| Jackson, MI (1 branch) | 11 of 12 | 0.3% | $7.6M | $2.44B |
| Ingham, MI (1 branch) | 17 of 17 | <0.1% | $7.5M | $9.60B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Battle Creek, MI (1 branch) | 7 of 10 | 3.7% | $49.5M | $1.33B |
| Jackson, MI (1 branch) | 11 of 12 | 0.3% | $7.6M | $2.44B |
| Lansing-East Lansing, MI (1 branch) | 19 of 19 | <0.1% | $7.5M | $12.65B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Homestead Savings Bank (main office) | Albion, MI | 49224 | $49.5M |
| Springport Branch | Springport, MI | 49284 | $7.6M |
| Leslie Branch | Leslie, MI | 49251 | $7.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 28667) · FFIEC NIC profile (RSSD 132778)