Huntington Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Huntington Federal Savings Bank of Huntington, WV against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.31% | 1.35% | -1.66% | 3rd bottom |
| ROAE | -1.97% | 12.06% | -14.03% | 4th bottom |
| Net Interest Margin | 1.51% | 3.90% | -2.39% | 0th bottom |
| Efficiency Ratio | 127.41% | 63.13% | +64.28% | 1st bottom |
| PPNR / Avg Assets | -0.44% | 1.64% | -2.08% | 2nd bottom |
| Yield on Earning Assets | 3.73% | 5.65% | -1.92% | 1st bottom |
| Cost of Funds | 2.52% | 1.85% | +0.67% | 15th bottom |
| Net Interest Spread | 1.12% | 3.35% | -2.23% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.29% | 0.92% | -0.63% | 58th above |
| NPA / Total Assets | 0.20% | 0.67% | -0.47% | 60th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.04% | 0.15% | -0.11% | 28th below |
| ACL / Total Loans | 0.81% | 1.28% | -0.47% | 11th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 276.02% | 1645.72% | -1369.70% | 57th above |
| Texas Ratio | 1.24% | 7.15% | -5.91% | 70th above |
| Provision / NCO | 0.00% | 1189.92% | -1189.92% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.07% | 12.46% | +2.61% | 87th top |
| Equity / Assets | 15.64% | 11.67% | +3.97% | 90th top |
| TCE / Tangible Assets | 15.64% | 11.40% | +4.24% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.95% | 78.65% | -9.70% | 72nd above |
| Core Deposit Ratio | 87.02% | 87.09% | -0.07% | 39th below |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.74% | 5.11% | -0.37% | 40th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.37% | 6.48% | -10.85% | 5th bottom |
| Loan Growth (Y/Y) | 1.93% | 7.64% | -5.71% | 31st below |
| Deposit Growth (Y/Y) | -1.91% | 6.03% | -7.94% | 14th bottom |
See Huntington Federal Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Huntington Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Huntington Federal Savings Bank profile, how to read a UBPR, or how this data updates.