Bank routing number ยท Havre, Montana
Independence Bank Routing Number (ABA): 092901340
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The Independence Bank routing number is 092901340. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Independence Bank at a glance
Its CET1 capital ratio was 15.16% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.39B
- CET1 ratio, Q2 2026
- 15.16%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 10 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1973
Full financial profile · Is Independence Bank safe? · Independence Bank call report · Branch locations
Independence Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 092901340 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Independence Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 09, place this number in the Federal Reserve Bank of Minneapolis's district (District 9). Digits five through eight, 0134, identify the institution within that district. The last digit, 0, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Independence Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Independence Bank checks or in its online banking. Ask the bank for wire instructions (www.ibyourbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Independence Bank
Independence Bank is headquartered in Havre, Montana and was established in 1973. It reported $1.39B in total assets and $1.20B in deposits for Q2 2026, the 5th largest of the 35 banks headquartered in Montana. It reports 10 domestic offices. Its deposits have been FDIC insured since 1973. Its primary federal regulator is the FDIC. One other bank or credit union headquartered in Havre has a routing number listed here.
What the digits in 092901340 mean
The first four digits, 0929, are the Federal Reserve routing symbol. The prefix 09 places the number in the 9th Federal Reserve District (Minneapolis). That is also the district where the bank is headquartered. Digits five through eight, 0134, identify the institution within its Federal Reserve district. The last digit, 0, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 12 + 7 x 13 + 3 = 130, a multiple of 10, so 092901340 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Independence Bank routing number?
The Independence Bank routing number is 092901340. It is the primary ABA routing transit number registered to Independence Bank, headquartered in Havre, MT. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Independence Bank wire routing number?
This page lists the primary routing number registered to Independence Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Independence Bank before sending a wire.
Is ABA number 092901340 the routing number for Independence Bank?
Yes. It is the primary routing number registered to Independence Bank.
Which bank uses routing number 092901340?
It belongs to Independence Bank, headquartered in Havre, MT. It is the bank's primary ABA routing number (FDIC certificate 20989).
Routing numbers of similar-size institutions in Montana
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- Whitefish Credit Union Association: 292178012
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Regulator records: FDIC BankFind (cert 20989) · FFIEC NIC profile (RSSD 606653)