Branch Network
Independence Bank Locations & Branches Havre, Montana
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Independence Bank operates 10 branches from its headquarters in Havre, MT, .
Independence Bank branch network
All 10 branches are in MONTANA, across 10 cities. Its largest office by deposits is its main office in Havre, MT, with $654.3M (54.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Independence Bank at a glance
Its CET1 capital ratio was 15.16% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.39B
- CET1 ratio, Q2 2026
- 15.16%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1973
Full financial profile · Is Independence Bank safe? · Independence Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Havre, MT (1 branch) | 1 of 4 | 75.0% | $654.3M |
| State: MT (10 branches) | 7 of 48 | 3.1% | $1.20B |
Ranked by total assets among banks headquartered in the state: Largest banks in Montana.
Share by county and metro area
Independence Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Hill, MT (1 branch) | 1 of 4 | 75.0% | $654.3M | $871.9M |
| Roosevelt, MT (2 branches) | 2 of 2 | 43.6% | $143.6M | $329.4M |
| Daniels, MT (1 branch) | 1 of 1 | 100.0% | $126.8M | $126.8M |
| Valley, MT (1 branch) | 2 of 4 | 21.9% | $75.6M | $344.8M |
| Cascade, MT (1 branch) | 9 of 11 | 2.2% | $48.7M | $2.18B |
| Phillips, MT (1 branch) | 3 of 3 | 17.1% | $44.2M | $258.0M |
| Pondera, MT (1 branch) | 2 of 4 | 16.5% | $37.8M | $229.3M |
| Toole, MT (1 branch) | 2 of 2 | 19.3% | $35.6M | $184.1M |
| Sheridan, MT (1 branch) | 4 of 4 | 11.7% | $32.4M | $277.7M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Great Falls, MT (1 branch) | 9 of 11 | 2.2% | $48.7M | $2.18B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Independence Bank (main office) | Havre, MT | 59501 | $654.3M |
| 214 Second Avenue Branch | Poplar, MT | 59255 | $127.8M |
| 202 Main Street Branch | Scobey, MT | 59263 | $126.8M |
| Glasgow Branch | Glasgow, MT | 59230 | $75.6M |
| Independence Bank - Great Falls Branch | Great Falls, MT | 59401 | $48.7M |
| Malta Branch | Malta, MT | 59538 | $44.2M |
| Conrad Branch | Conrad, MT | 59425 | $37.8M |
| Shelby Branch | Shelby, MT | 59474 | $35.6M |
| Independence Bank - Plentywood Branch | Plentywood, MT | 59254 | $32.4M |
| Wolf Point Branch | Wolf Point, MT | 59201 | $15.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 20989) · FFIEC NIC profile (RSSD 606653)