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International Bank of Commerce Locations & Branches Zapata, Texas
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International Bank of Commerce operates 9 branches from its headquarters in Zapata, TX, .
International Bank of Commerce branch network
All 9 branches are in TEXAS, across 7 cities. Rio Grande City, TX has the most of its branches, 3. Its largest office by deposits is its main office in Zapata, TX, with $240.0M (52.5% of its branch deposits). It had the same number of branches on June 30, 2025.
International Bank of Commerce at a glance
Its CET1 capital ratio was 32.79% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $567.8M
- CET1 ratio, Q2 2026
- 32.79%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1984
Full financial profile · Is International Bank of Commerce safe? · International Bank of Commerce call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Zapata, TX (1 branch) | 1 of 3 | 70.7% | $240.0M |
| State: TX (9 branches) | 195 of 441 | <0.1% | $457.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
International Bank of Commerce's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Zapata, TX (1 branch) | 1 of 3 | 70.7% | $240.0M | $339.4M |
| Starr, TX (4 branches) | 2 of 6 | 23.7% | $152.4M | $643.4M |
| Bee, TX (1 branch) | 3 of 7 | 7.2% | $27.7M | $385.7M |
| Jim Wells, TX (1 branch) | 6 of 7 | 3.4% | $19.0M | $563.3M |
| Kleberg, TX (1 branch) | 6 of 6 | 1.6% | $9.6M | $580.9M |
| Jim Hogg, TX (1 branch) | 3 of 4 | 6.5% | $8.3M | $127.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Zapata, TX (1 branch) | 1 of 3 | 70.7% | $240.0M | $339.4M |
| Rio Grande City-Roma, TX (4 branches) | 2 of 6 | 23.7% | $152.4M | $643.4M |
| Beeville, TX (1 branch) | 3 of 7 | 7.2% | $27.7M | $385.7M |
| Alice, TX (1 branch) | 8 of 9 | 2.7% | $19.0M | $699.0M |
| Kingsville, TX (1 branch) | 6 of 6 | 1.6% | $9.6M | $580.9M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| International Bank of Commerce (main office) | Zapata, TX | 78076 | $240.0M |
| Rio Grande City Branch | Rio Grande City, TX | 78582 | $61.3M |
| Roma Branch | Roma, TX | 78584 | $47.5M |
| Rio Grande Walmart Branch | Rio Grande City, TX | 78582 | $28.0M |
| Beeville Branch | Beeville, TX | 78102 | $27.7M |
| Alice Main Street Branch | Alice, TX | 78332 | $19.0M |
| Rio Grande Heb Instore Branch | Rio Grande City, TX | 78582 | $15.5M |
| Kingsville Branch | Kingsville, TX | 78363 | $9.6M |
| Hebbronville Branch | Hebbronville, TX | 78361 | $8.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 24961) · FFIEC NIC profile (RSSD 382069)