Bank call report · Zapata, TX
International Bank of Commerce Call Report
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International Bank of Commerce filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 334 reported line items, schedule by schedule (987 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 382069 |
| FDIC certificate number | 24961 |
| Total assets | $567.8M |
Official Q2 2026 call report PDF (FFIEC) →
International Bank of Commerce call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · International Bank of Commerce balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $567.8M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $567.8M |
| Total Liabilities and Minority Interest | RCON2948 | $505.0M |
| Total Deposits | RCON2200 | $457.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $378.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $301.6M |
| Deposits: Noninterest-bearing | RCON6631 | $155.4M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $142.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $140.4M |
| Total Equity Capital | RCON3210 | $62.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $62.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $49.3M |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $33.1M |
| Surplus | RCON3839 | $29.4M |
| Accumulated Other Comprehensive Income | RCONB530 | -$17.0M |
| Other Assets | RCON2160 | $15.4M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $13.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $12.9M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $11.8M |
| Goodwill | RCON3163 | $4.8M |
| Intangible Assets | RCON2143 | $4.8M |
| Other Liabilities, Total | RCON2930 | $3.0M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $2.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.4M |
| Common Stock | RCON3230 | $1.0M |
| Other Real Estate Owned | RCON2150 | $141K |
| Interest-bearing Balances | RCON0071 | $6K |
Schedule RI: Income Statement (39 items)
About Schedule RI · International Bank of Commerce income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $11.7M |
| Net Interest Income | RIAD4074 | $8.4M |
| Total Noninterest Expense | RIAD4093 | $6.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $6.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $6.2M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $5.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $5.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $4.9M |
| Net Income (Loss) | RIAD4340 | $4.9M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $4.9M |
| Total Noninterest Income | RIAD4079 | $4.8M |
| Total Interest Expense | RIAD4073 | $3.2M |
| Other Noninterest Expense | RIAD4092 | $3.0M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $2.6M |
| Salaries and Employee Benefits | RIAD4135 | $2.6M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.5M |
| Other Noninterest Income | RIADB497 | $2.1M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.4M |
| Applicable Income Taxes | RIAD4302 | $1.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $1.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.1M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $910K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $901K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $422K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $276K |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $252K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $221K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $182K |
| Provision for Loan and Lease Losses | RIAD4230 | $176K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $116K |
| Fees and Commissions from Annuity Sales | RIADC887 | $44K |
| Interest on Other Securities | RIAD4060 | $35K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$28K |
| Other Interest Income | RIAD4518 | $16K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $12K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$7K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 89 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $12.9M |
| Currency and Coin | RCON0080 | $8.9M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $2.1M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $1.9M |
Schedule RC-B: Securities (16 items)
About Schedule RC-B · International Bank of Commerce securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $3.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $3.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $4.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $4.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $391.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $370.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $399.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $370.0M |
| Pledged Securities | RCON0416 | $48.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $3.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $2.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $2.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $144K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $56K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $55K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $17K |
Schedule RC-C, Part I: Loans and Leases (34 items)
About Schedule RC-C, Part I · International Bank of Commerce loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $142.8M |
| Pledged Loans and Leases | RCONG378 | $54.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $39.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $34.9M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $32.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $31.6M |
| Commercial and Industrial Loans | RCON1766 | $28.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $27.3M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $25.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $22.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $19.1M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $17.1M |
| Real Estate Loans Secured by Farmland | RCON1420 | $16.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $13.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $8.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $6.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $5.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $5.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $3.3M |
| Commercial and Industrial Loans to Non-u.s. Addressees | RCON1764 | $2.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $2.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $2.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $1.0M |
| Other Loans | RCONJ464 | $1.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $988K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $840K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $547K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $251K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $198K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $144K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $53K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other Consumer Loans That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK204 | $53K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $9.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $7.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $6.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $4.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $3.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $2.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $2.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $973K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $721K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $468K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $265K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 353 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 70 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 42 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 30 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 28 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 24 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 19 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 17 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 16 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 6 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 2 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 1 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · International Bank of Commerce deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $438.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $418.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $217.8M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $82.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $74.1M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $70.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $59.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $43.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $38.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $32.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $31.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $26.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $21.0M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $19.7M |
| Total Transaction Accounts | RCON2215 | $18.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $17.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $17.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $4.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $4.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $2.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $667K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $250K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $164K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $6.5M |
| Net Deferred Tax Assets | RCON2148 | $3.4M |
| Accrued Interest Receivable | RCONB556 | $2.3M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $1.3M |
| Other Assets | RCON2168 | $1.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $844K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $1.4M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.2M |
| All Other Liabilities | RCON2938 | $467K |
| Operating lease liabilities | RCONLB56 | $457K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $12K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · International Bank of Commerce quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $556.2M |
| Mortgage-backed Securities | RCONB559 | $364.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $302.0M |
| Quarterly Average of Total Loans | RCON3360 | $140.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $73.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $64.7M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $61.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $41.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $25.5M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $16.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $9.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $8.5M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $3.3M |
| All Other Securities | RCONB560 | $3.0M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $620K |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $6K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · International Bank of Commerce derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $12.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $10.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $4.0M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.0M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $195K |
| Performance Standby Letters of Credit | RCON3821 | $25K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · International Bank of Commerce memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $125K |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $123K |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $16K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (14 items)
About Schedule RC-N · International Bank of Commerce past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $2.8M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $1.1M |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $581K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $438K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $203K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $197K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $165K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $95K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $95K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $74K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $67K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $67K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $6K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $6K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · International Bank of Commerce other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $556.2M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $458.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $284.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $171.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $74.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $2.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $558K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 39,773 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 300 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 142 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $380.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $380.7M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $378.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $378.0M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $2.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $2.7M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · International Bank of Commerce regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $228.8M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · International Bank of Commerce regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $556.2M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $551.5M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $228.8M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $77.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $75.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $75.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $75.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $62.8M |
| Retained Earnings | RCOAKW00 | $49.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $30.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$17.0M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$17.0M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $4.8M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $4.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $2.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $2.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $2.4M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.3383 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.3279 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.3279 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.2583 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.136 |
Schedule RC-R, Part II: Risk-Weighted Assets (52 items)
About Schedule RC-R, Part II · International Bank of Commerce risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $380.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $329.5M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $317.6M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $311.6M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $228.8M |
| Total Risk-weighted Assets | RCONG641 | $228.8M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $153.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $153.1M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $144.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $113.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $113.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $102.3M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $87.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $86.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $65.9M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $40.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $34.9M |
| Total All Other Assets | RCOND981 | $33.9M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$21.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $20.4M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$19.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $16.4M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $16.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $12.9M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCONS520 | $11.8M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $11.8M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $11.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $11.0M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $8.9M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $7.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $6.5M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $6.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $5.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $5.5M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $5.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $5.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $5.5M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $4.8M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $4.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $3.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $3.3M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $2.8M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $2.7M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $2.0M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $195K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $195K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $159K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $83K |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCOND994 | $36K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $25K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $13K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $13K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $62.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $60.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $60.2M |
| Other Comprehensive Income | RIADB511 | -$2.2M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (10 items)
About Schedule RI-B, Part I · International Bank of Commerce charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $443K |
| Charge-offs on All Other Loans | RIAD4644 | $275K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $229K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $140K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $140K |
| Recoveries on All Other Loans | RIAD4628 | $81K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $18K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $10K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $6K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · International Bank of Commerce changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.4M |
| Allowance for Loan and Lease Losses | RIAD3123 | $2.4M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $443K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $6K |
Schedule RI-E: Explanations (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $1.4M |
| Data Processing Expenses | RIADC017 | $1.0M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $340K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $297K |
International Bank of Commerce call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the International Bank of Commerce call report?
The International Bank of Commerce call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does International Bank of Commerce file?
International Bank of Commerce files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the International Bank of Commerce call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: International Bank of Commerce has Federal Reserve RSSD ID 382069 and FDIC certificate number 24961. Either one finds its filings on the FFIEC Central Data Repository.
How often does International Bank of Commerce file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
International Bank of Commerce financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 24961) · FFIEC NIC profile (RSSD 382069)