Bank call report · Midland, TX
Bank of Texas Call Report
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Bank of Texas filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 276 reported line items, schedule by schedule (788 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 925653 |
| FDIC certificate number | 18576 |
| Total assets | $543.6M |
Official Q2 2026 call report PDF (FFIEC) →
Bank of Texas call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (25 items)
About Schedule RC · Bank of Texas balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $543.6M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $543.6M |
| Total Liabilities and Minority Interest | RCON2948 | $473.4M |
| Total Deposits | RCON2200 | $451.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $391.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $385.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $333.0M |
| Interest-bearing Balances | RCON0071 | $136.8M |
| Deposits: Noninterest-bearing | RCON6631 | $118.2M |
| Total Equity Capital | RCON3210 | $70.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $70.2M |
| Undivided Profits and Capital Reserves | RCON3632 | $42.3M |
| Surplus | RCON3839 | $27.7M |
| Other Borrowed Money | RCON3190 | $20.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $5.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $5.5M |
| Other Assets | RCON2160 | $4.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $4.6M |
| Other Liabilities, Total | RCON2930 | $1.4M |
| Goodwill | RCON3163 | $257K |
| Intangible Assets | RCON2143 | $257K |
| Common Stock | RCON3230 | $200K |
| Federal Funds Sold | RCONB987 | $200K |
| Accumulated Other Comprehensive Income | RCONB530 | -$14K |
Schedule RI: Income Statement (33 items)
About Schedule RI · Bank of Texas income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $15.7M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $13.5M |
| Net Interest Income | RIAD4074 | $9.4M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $8.2M |
| Total Interest Expense | RIAD4073 | $6.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $5.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $5.7M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4.8M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $4.4M |
| Net Income (Loss) | RIAD4340 | $4.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $4.4M |
| Total Noninterest Expense | RIAD4093 | $3.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $3.7M |
| Salaries and Employee Benefits | RIAD4135 | $2.4M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $2.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $1.7M |
| Applicable Income Taxes | RIAD4302 | $1.3M |
| Other Noninterest Expense | RIAD4092 | $1.1M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $407K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $330K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $308K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $283K |
| Other Interest Expense | RIADGW44 | $244K |
| Total Noninterest Income | RIAD4079 | $205K |
| Other Noninterest Income | RIADB497 | $171K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $142K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $142K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $92K |
| Other Interest Income | RIAD4518 | $65K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $34K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $29K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 26 |
Schedule RC-B: Securities (6 items)
About Schedule RC-B · Bank of Texas securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $6.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $6.0M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $5.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $5.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $5.9M |
| Pledged Securities | RCON0416 | $4.5M |
Schedule RC-C, Part I: Loans and Leases (28 items)
About Schedule RC-C, Part I · Bank of Texas loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $391.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $232.3M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $193.6M |
| Commercial and Industrial Loans | RCON1766 | $147.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $120.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $80.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $38.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $37.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $30.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $28.4M |
| Pledged Loans and Leases | RCONG378 | $20.8M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $17.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $16.7M |
| Real Estate Loans Secured by Farmland | RCON1420 | $14.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $9.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $8.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $4.0M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $3.7M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $3.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $2.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $1.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $1.1M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $374K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $368K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $349K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $254K |
| Other Loans | RCONJ464 | $4K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (22 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $43.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $41.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $11.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $3.3M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $685K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $503K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $389K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $198K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $134K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $30K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 118 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 95 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 79 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 73 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 17 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 5 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 5 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 3 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 2 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · Bank of Texas deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $315.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $298.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $193.2M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $193.2M |
| Total Transaction Accounts | RCON2215 | $135.4M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $133.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $131.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $103.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $89.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $88.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $22.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $19.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $19.1M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $17.5M |
| Total reciprocal deposits | RCONJH83 | $13.1M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $11.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $3.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $2.8M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $1.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $1.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $882K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $45K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $16K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Bank of Texas quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $538.0M |
| Quarterly Average of Total Loans | RCON3360 | $397.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $238.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $181.8M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $149.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $124.8M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $100.8M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $25.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $19.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $18.1M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $9.5M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $5.7M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $2.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $772K |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $200K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Bank of Texas derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $109.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $35.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $28.2M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $26.0M |
| Performance Standby Letters of Credit | RCON3821 | $12.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $1.4M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $150K |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · Bank of Texas memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $8.4M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $8.4M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $6.7M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $4.4M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.6M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $1.4M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)
About Schedule RC-N · Bank of Texas past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCONC410 | $1.9M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.9M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1.3M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $573K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $296K |
| 1-4 Family Residential Construction Loans: Past Due 31 - 89 Days | RCONF172 | $233K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $63K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Bank of Texas other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $538.0M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $451.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $386.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $69.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $63.7M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $706K |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $295K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,954 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 279 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 6 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Bank of Texas regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $463.6M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Bank of Texas regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $538.0M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $537.7M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $463.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $75.7M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $70.2M |
| Common Equity Tier 1 Capital | RCOAP859 | $69.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $69.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $69.9M |
| Retained Earnings | RCOAKW00 | $42.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $27.9M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $5.8M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $5.8M |
| Tier 2 Capital Before Deductions | RCOAP870 | $5.8M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $257K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $257K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$14K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$14K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1633 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1509 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1509 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1301 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0833 |
Schedule RC-R, Part II: Risk-Weighted Assets (51 items)
About Schedule RC-R, Part II · Bank of Texas risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $463.6M |
| Total Risk-weighted Assets | RCONG641 | $463.6M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $412.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $412.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $363.1M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $351.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $351.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $191.2M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $142.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $135.7M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $135.7M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $134.9M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $45.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $38.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $38.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $30.6M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $30.6M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $28.7M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $28.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $14.7M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $14.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $12.2M |
| Total All Other Assets | RCOND981 | $9.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $9.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $9.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $7.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $7.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $6.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $6.1M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $6.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $5.9M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$5.5M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $4.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $4.8M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $4.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $4.8M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $4.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $4.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $2.9M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $2.4M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $1.9M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $1.9M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.2M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $837K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $257K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $200K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $200K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $150K |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $150K |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $150K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$14K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $70.2M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $68.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $68.8M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.0M |
| Other Comprehensive Income | RIADB511 | -$14K |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Bank of Texas changes in allowances for credit losses trends
Bank of Texas call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bank of Texas call report?
The Bank of Texas call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bank of Texas file?
Bank of Texas files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bank of Texas call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bank of Texas has Federal Reserve RSSD ID 925653 and FDIC certificate number 18576. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bank of Texas file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bank of Texas financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 18576) · FFIEC NIC profile (RSSD 925653)