Branch Network
Iowa State Bank Locations & Branches Algona, Iowa
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Iowa State Bank operates 5 branches from its headquarters in Algona, IA, .
Iowa State Bank branch network
All 5 branches are in IOWA, across 4 cities. Algona, IA has the most of its branches, 2. Its largest office by deposits is its main office in Algona, IA, with $299.9M (79.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Iowa State Bank at a glance
Its CET1 capital ratio was 15.83% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $470.7M
- CET1 ratio, Q2 2026
- 15.83%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1928
Full financial profile · Is Iowa State Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Algona, IA (2 branches) | 1 of 5 | 51.7% | $299.9M |
| State: IA (5 branches) | 77 of 261 | 0.3% | $378.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
Iowa State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Kossuth, IA (3 branches) | 1 of 9 | 33.4% | $317.8M | $951.9M |
| Palo Alto, IA (1 branch) | 2 of 4 | 14.3% | $45.4M | $318.0M |
| Hancock, IA (1 branch) | 5 of 5 | 4.1% | $15.7M | $381.2M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Iowa State Bank (main office) | Algona, IA | 50511 | $299.9M |
| Iowa State Bank-Ruthven Branch | Ruthven, IA | 51358 | $45.4M |
| Wesley Branch | Wesley, IA | 50483 | $17.8M |
| Corwith State Branch | Corwith, IA | 50430 | $15.7M |
| Drive Up Facility Branch | Algona, IA | 50511 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 950) · FFIEC NIC profile (RSSD 734248)