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Iowa Trust & Savings Bank Locations & Branches Emmetsburg, Iowa
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Iowa Trust & Savings Bank operates 4 branches from its headquarters in Emmetsburg, IA, .
Iowa Trust & Savings Bank branch network
All 4 branches are in IOWA, across 4 cities. Its largest office by deposits is its main office in Emmetsburg, IA, with $221.2M (55.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Iowa Trust & Savings Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.82% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $522.0M
- Tier 1 leverage ratio, Q2 2026
- 10.82%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1929
Full financial profile · Is Iowa Trust & Savings Bank safe? · Iowa Trust & Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Emmetsburg, IA (1 branch) | 1 of 2 | 90.1% | $221.2M |
| State: IA (4 branches) | 71 of 261 | 0.3% | $396.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
Iowa Trust & Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Palo Alto, IA (1 branch) | 1 of 4 | 69.6% | $221.2M | $318.0M |
| Guthrie, IA (1 branch) | 3 of 6 | 14.1% | $79.8M | $567.1M |
| Dallas, IA (1 branch) | 15 of 28 | 1.9% | $48.7M | $2.54B |
| Sac, IA (1 branch) | 4 of 10 | 8.5% | $46.7M | $551.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Des Moines-West Des Moines, IA (2 branches) | 34 of 57 | 0.3% | $128.5M | $37.99B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Iowa Trust & Savings Bank (main office) | Emmetsburg, IA | 50536 | $221.2M |
| Panora Branch | Panora, IA | 50216 | $79.8M |
| Clive Branch | Clive, IA | 50325 | $48.7M |
| Sac City Branch | Sac City, IA | 50583 | $46.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 18400) · FFIEC NIC profile (RSSD 649342)