Jim Thorpe Neighborhood Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio dropped 2.06 percentage points in Q2 2026, from 53.95% to 51.90%. It was the largest change from Q1 2026 among the key lines here. Within Pennsylvania, Jim Thorpe Neighborhood Bank is 57th of 109 on return on assets, 1.05% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Jim Thorpe Neighborhood Bank sits 0.21 points lower, at 1.05% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 21.01% |
| Tier 1 risk-based capital ratio | 21.01% |
| Total risk-based capital ratio | 22.04% |
| Tier 1 leverage ratio | 10.08% |
| Equity capital to assets | 8.49% |
| Tangible equity to tangible assets | 8.19% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.05% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.05% |
| Return on equity | 12.64% |
| Net interest margin | 3.41% |
| Efficiency ratio | 62.52% |
| Yield on earning assets | 4.32% |
| Cost of funds | 0.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.90% |
| Core deposits to total deposits | 94.15% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 91.27% |
| Securities to assets | 34.88% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.95% | 18.95% | 20.07% | 9.38% | 0.60% |
| Q4 2023 | 18.88% | 18.88% | 19.98% | 9.10% | 0.68% |
| Q1 2024 | 18.46% | 18.46% | 19.53% | 9.37% | 0.56% |
| Q2 2024 | 18.90% | 18.90% | 19.97% | 9.56% | 0.68% |
| Q3 2024 | 18.98% | 18.98% | 20.04% | 9.61% | 0.71% |
| Q4 2024 | 19.58% | 19.58% | 20.66% | 9.14% | 0.85% |
| Q1 2025 | 20.37% | 20.37% | 21.47% | 9.69% | 0.73% |
| Q2 2025 | 20.49% | 20.49% | 21.58% | 9.94% | 0.87% |
| Q3 2025 | 20.76% | 20.76% | 21.83% | 10.01% | 0.92% |
| Q4 2025 | 20.77% | 20.77% | 21.84% | 9.60% | 0.80% |
| Q1 2026 | 21.07% | 21.07% | 22.14% | 10.06% | 0.83% |
| Q2 2026 | 21.01% | 21.01% | 22.04% | 10.08% | 1.05% |
Jim Thorpe Neighborhood Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Jim Thorpe Neighborhood Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Jim Thorpe Neighborhood Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7599) · FFIEC NIC profile (RSSD 920210)