Branch Network
KCB Bank Locations & Branches Lakin, Kansas
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KCB Bank operates 2 branches from its headquarters in Lakin, KS, .
KCB Bank branch network
Both branches are in KANSAS, across 2 cities. Its largest office by deposits is the Garden City Branch office in Garden City, KS, with $149.3M (52.7% of its branch deposits). It had the same number of branches on June 30, 2025.
KCB Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.62% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $322.3M
- Tier 1 leverage ratio, Q2 2026
- 12.62%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1888
Full financial profile · Is KCB Bank safe? · KCB Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lakin, KS (1 branch) | 1 of 2 | 90.1% | $134.2M |
| State: KS (2 branches) | 81 of 231 | 0.3% | $283.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kansas.
Share by county and metro area
KCB Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Finney, KS (1 branch) | 4 of 9 | 13.0% | $149.3M | $1.15B |
| Kearny, KS (1 branch) | 1 of 2 | 90.1% | $134.2M | $148.9M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Garden City, KS (2 branches) | 2 of 9 | 21.8% | $283.5M | $1.30B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Garden City Branch | Garden City, KS | 67846 | $149.3M |
| KCB Bank (main office) | Lakin, KS | 67860 | $134.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15194) · FFIEC NIC profile (RSSD 5751)