The Killbuck Savings Bank Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Killbuck Savings Bank Company of Killbuck, OH against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.26% | 1.34% | -0.08% | 50th above |
| ROAE | 15.01% | 13.32% | +1.69% | 66th above |
| Net Interest Margin | 3.56% | 3.93% | -0.37% | 30th below |
| Efficiency Ratio | 56.66% | 61.14% | -4.48% | 64th above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.61% | 1.68% | -0.07% | 52nd above |
| Yield on Earning Assets | 5.10% | 5.67% | -0.57% | 27th below |
| Cost of Funds | 1.89% | 1.88% | +0.01% | 44th below |
| Net Interest Spread | 3.21% | 3.32% | -0.11% | 44th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 0.94% | -0.88% | 77th top |
| NPA / Total Assets | 0.04% | 0.70% | -0.66% | 79th top |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 73rd above |
| ACL / Total Loans | 0.85% | 1.28% | -0.43% | 13th bottom |
| ACL / NPLs (Coverage) | 1401.06% | 1546.27% | -145.21% | — |
| Texas Ratio | 0.45% | 7.34% | -6.89% | 81st top |
| Provision / NCO | 6150.00% | 1388.19% | +4761.81% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.93% | 19.49% | -6.56% | 27th below |
| Tier 1 Ratio | 12.93% | 19.53% | -6.60% | 27th below |
| Total Capital Ratio | 13.73% | 20.62% | -6.89% | 23rd bottom |
| Leverage Ratio | 9.49% | 12.14% | -2.65% | 21st bottom |
| Equity / Assets | 8.41% | 11.37% | -2.96% | 19th bottom |
| TCE / Tangible Assets | 8.29% | 11.09% | -2.80% | 20th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.46% | 80.66% | -2.20% | 55th above |
| Core Deposit Ratio | 91.31% | 86.85% | +4.46% | 63rd above |
| Wholesale Funding Ratio | 7.48% | 5.03% | +2.45% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.37% | 6.84% | +0.53% | 72nd above |
| Loan Growth (Y/Y) | 15.15% | 7.91% | +7.24% | 86th top |
| Deposit Growth (Y/Y) | 6.94% | 6.29% | +0.65% | 70th above |
See The Killbuck Savings Bank Company's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Killbuck Savings Bank Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Killbuck Savings Bank Company profile, how to read a UBPR, or how this data updates.