Kinmundy Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 4.26 percentage points in Q2 2026, from 22.90% to 27.16%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Kinmundy Bank is 278th of 323 on total deposits, $69.0M as of Q2 2026, below the middle of the field. Kinmundy Bank reported $69.0M on total deposits for Q2 2026, 28% above the $53.8M median for banks in the < $100M asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $69.0M |
| Domestic office deposits | $69.0M |
| Foreign office deposits | — |
| Deposits to total assets | 86.18% |
| Deposits to total liabilities | 99.79% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $18.7M |
| Savings deposits | $15.9M |
| Transaction accounts to domestic deposits | 39.18% |
| Time deposits | $26K |
| Time deposits under $100k | $7.8M |
| Time deposits $100k to $250k | $7.4M |
| Time deposits over $250k | $2.8M |
| Noninterest-bearing share of deposits | 27.16% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $66.2M |
| Core deposits to total deposits | 96.00% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.24% |
| Interest expense on deposits | $282K |
| Loans and leases to core deposits | 76.79% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $59.1M | 96.41% | 0.84% | 1.25% |
| Q4 2023 | $56.9M | 93.35% | 4.39% | 1.61% |
| Q1 2024 | $57.0M | 94.97% | 2.32% | 1.85% |
| Q2 2024 | $56.6M | 96.90% | 0.39% | 1.78% |
| Q3 2024 | $57.2M | 96.91% | 0.39% | 1.84% |
| Q4 2024 | $56.0M | 96.83% | 0.39% | 1.96% |
| Q1 2025 | $59.8M | 96.95% | 0.37% | 1.78% |
| Q2 2025 | $59.0M | 96.93% | 0.37% | 1.91% |
| Q3 2025 | $61.6M | 96.23% | 0.36% | 2.16% |
| Q4 2025 | $63.2M | 95.29% | 0.35% | 1.93% |
| Q1 2026 | $65.4M | 95.43% | 0.34% | 2.09% |
| Q2 2026 | $69.0M | 96.00% | 0.00% | 2.24% |
Kinmundy Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Kinmundy Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Kinmundy Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3805) · FFIEC NIC profile (RSSD 489249)