Branch Network
Kirkwood Bank and Trust Company Locations & Branches Bismarck, North Dakota
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Kirkwood Bank and Trust Company operates 4 branches from its headquarters in Bismarck, ND, . Its main office is at 2911 N 14th St, Bismarck, ND 58503.
Kirkwood Bank and Trust Company branch network
All 4 branches are in NORTH DAKOTA, across 2 cities. Bismarck, ND has the most of its branches, 3. Its largest office by deposits is the Kirkwood Bank & Trust Co. office in Bismarck, ND, with $108.2M (34.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Kirkwood Bank and Trust Company at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.91% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $351.3M
- Tier 1 leverage ratio, Q2 2026
- 9.91%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1975
Full financial profile · Is Kirkwood Bank and Trust Company safe? · Kirkwood Bank and Trust Company Q3 2026 call report, filed October 24, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Bismarck, ND (3 branches) | 10 of 16 | 4.3% | $235.2M |
| State: ND (4 branches) | 27 of 70 | 0.7% | $312.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in North Dakota.
Share by county and metro area
Kirkwood Bank and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Burleigh, ND (3 branches) | 10 of 16 | 4.2% | $235.2M | $5.57B |
| Stark, ND (1 branch) | 8 of 10 | 3.8% | $77.4M | $2.02B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Bismarck, ND (3 branches) | 11 of 18 | 3.4% | $235.2M | $6.92B |
| Dickinson, ND (1 branch) | 8 of 11 | 3.8% | $77.4M | $2.04B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Kirkwood Bank & Trust Co. | Bismarck, ND | 58503 | $108.2M |
| South Facility | Bismarck, ND | 58504 | $82.3M |
| Dickinson Branch | Dickinson, ND | 58601 | $77.4M |
| Downtown Bismarck Location | Bismarck, ND | 58501 | $44.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 21928) · FFIEC NIC profile (RSSD 908450)