KS Statebank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 14.4% in Q2 2026, from $127.7M to $109.3M. It was the largest change from Q1 2026 among the key lines here. Within Kansas, KS Statebank is 23rd of 182 on loan-to-deposit ratio, 94.56% as of Q2 2026, above the middle of the field. KS Statebank reported 94.56% on loan-to-deposit ratio for Q2 2026, 6.36 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $109.3M |
| Cash and noninterest-bearing balances to assets | 4.21% |
| Cash and securities | $541.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $9.5M |
| Other borrowed money | $62.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.40% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.56% |
| Net loans and leases to deposits | 92.75% |
| Loans and leases to core deposits | 106.32% |
| Core deposits to total deposits | 84.22% |
| Brokered deposits to total deposits | 4.71% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 95.24% | 83.06% | $13.7M | $73.0M |
| Q4 2023 | 93.92% | 83.04% | $12.4M | $67.8M |
| Q1 2024 | 96.73% | 82.13% | $13.6M | $67.5M |
| Q2 2024 | 97.91% | 82.93% | $13.7M | $82.2M |
| Q3 2024 | 97.79% | 82.99% | $14.9M | $81.9M |
| Q4 2024 | 98.34% | 84.01% | $14.7M | $81.8M |
| Q1 2025 | 91.25% | 83.22% | $14.5M | $81.6M |
| Q2 2025 | 91.36% | 83.44% | $12.5M | $73.0M |
| Q3 2025 | 90.72% | 83.17% | $15.1M | $72.7M |
| Q4 2025 | 92.96% | 83.49% | $12.0M | $72.6M |
| Q1 2026 | 93.87% | 84.02% | $9.9M | $72.5M |
| Q2 2026 | 94.56% | 84.22% | $9.5M | $62.3M |
KS Statebank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock KS Statebank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full KS Statebank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19899) · FFIEC NIC profile (RSSD 160959)