Leader Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Leader Bank, N.A. of Arlington, MA against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.00% | 1.46% | -0.46% | 30th below |
| ROAE | 9.14% | 12.70% | -3.56% | 26th below |
| Net Interest Margin | 2.69% | 3.85% | -1.16% | 7th bottom |
| Efficiency Ratio | 59.52% | 57.40% | +2.12% | 46th below |
| PPNR / Avg Assets | 1.47% | 1.88% | -0.41% | 35th below |
| Yield on Earning Assets | 5.03% | 5.72% | -0.69% | 21st bottom |
| Cost of Funds | 2.72% | 2.01% | +0.71% | 14th bottom |
| Net Interest Spread | 2.08% | 3.18% | -1.10% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.03% | 1.00% | -0.97% | 94th top |
| NPA / Total Assets | 0.02% | 0.76% | -0.74% | 93rd top |
| NCO / Avg Loans | -0.00% | 0.43% | -0.43% | 89th top |
| ACL / Total Loans | 0.95% | 1.31% | -0.36% | 25th below |
| ACL / NPLs (Coverage) | 3306.01% | 558.61% | +2747.40% | — |
| Texas Ratio | 0.21% | 7.40% | -7.19% | 94th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.80% | 17.33% | +2.47% | 91st top |
| Tier 1 Ratio | 19.80% | 17.36% | +2.44% | 91st top |
| Total Capital Ratio | 21.06% | 18.41% | +2.65% | 91st top |
| Leverage Ratio | 11.58% | 11.44% | +0.14% | 71st above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.53% | 11.34% | -0.81% | 53rd above |
| TCE / Tangible Assets | 10.53% | 10.50% | +0.03% | 65th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 102.87% | 86.92% | +15.95% | 12th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.43% | 85.55% | +2.88% | 49th below |
| Uninsured Deposit Ratio Ahead of the peer average, behind the median peer. | 31.82% | 33.13% | -1.31% | 48th below |
| Wholesale Funding Ratio | 7.70% | 5.69% | +2.01% | 26th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.37% | 9.69% | -6.32% | 37th below |
| Loan Growth (Y/Y) | 10.24% | 8.05% | +2.19% | 74th above |
| Deposit Growth (Y/Y) | 2.80% | 7.89% | -5.09% | 36th below |
See Leader Bank, N.A.'s peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Leader Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Leader Bank, N.A. profile, how to read a UBPR, or how this data updates.