Lee Bank: Peer Group Comparison
BankRegReports is independent of Lee Bank and never asks for online banking logins or passwords.
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Lee Bank of Lee, MA against its peer group of 2660 similarly-sized US banks as of Q2 2026. The peer group is every US bank in the same asset tier (banks with $100M to $1B in assets). The credit quality page compares against a shorter list, the 10 nearest banks by size in the same tier, so its peer medians can differ from the ones here. For each metric the bank's value is shown next to the peer-group median and the bank's percentile within the group, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Best quarter means the bank is among the strongest 25% of its peers on that measure.
How to read the peer columns: Peer median is the middle bank of the peer group. The percentile is the share of the other banks in the group with a lower value, so a high percentile is good for return on assets and bad for the efficiency ratio. The tag says which it is: better half or worse half, with the best and worst quarters marked. Measures with no better direction, such as loans to deposits and growth, carry no tag.
Profitability
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| ROAA | 1.08% | 1.28% | -0.20% | 37th worse half |
| ROAE | 12.44% | 12.50% | -0.06% | 50th worse half |
| Net Interest Margin | 3.75% | 3.95% | -0.20% | 39th worse half |
| Efficiency Ratio | 68.36% | 61.08% | +7.28% | 69th worse half |
| PPNR / Avg Assets | 1.42% | 1.60% | -0.18% | 39th worse half |
| Yield on Earning Assets | 5.20% | 5.60% | -0.40% | 30th |
| Cost of Funds | 1.53% | 1.80% | -0.27% | 33rd better half |
| Net Interest Spread | 3.29% | 3.33% | -0.04% | 48th worse half |
Asset Quality
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| NPL / Total Loans | 0.52% | 0.42% | +0.10% | 55th worse half |
| NPA / Total Assets | 0.39% | 0.32% | +0.07% | 55th worse half |
| NCO / Avg Loans | -0.04% | 0.00% | -0.04% | 6th best quarter |
| ACL / Total Loans | 0.96% | 1.19% | -0.23% | 22nd |
| ACL / NPLs (Coverage) | 184.27% | 219.62% | -35.35% | 45th worse half |
| Texas Ratio | 4.08% | 2.65% | +1.43% | 60th worse half |
| CRE / Total Capital | 147.10% | 119.44% | +27.66% | 59th worse half |
Capital Adequacy
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Leverage Ratio | 9.63% | 10.99% | -1.36% | 24th worst quarter |
| Equity / Assets | 8.81% | 10.39% | -1.58% | 24th worst quarter |
| TCE / Tangible Assets | 8.81% | 10.10% | -1.29% | 27th worse half |
Liquidity & Funding
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Loan / Deposit | 84.95% | 80.60% | +4.35% | 60th |
| Core Deposit Ratio | 87.68% | 89.07% | -1.39% | 42nd worse half |
| Borrowings / Total Assets | 1.92% | 3.57% | -1.65% | 31st better half |
Growth & Management
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.98% | 4.51% | +0.47% | 54th |
| Loan Growth (Y/Y) | 5.77% | 5.47% | +0.30% | 52nd |
| Deposit Growth (Y/Y) | 9.79% | 4.05% | +5.74% | 82nd |
See Lee Bank's peers by name
The 2660 banks in this peer group, by name · build custom peer groups · percentile history · watchlist alerts
Unlock this bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Lee Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Lee Bank peer analysis.